1. Does Yue Bao withdraw the existing limit?Some.
The official regulations on the withdrawal limit of Yue Bao are as follows:
1. There is a limit of 100 times a day for a single user to transfer out to a bank card using Yue Bao, but there is no monthly cumulative limit.
2. The daily withdrawal limit is 50,000 yuan, and the higher the real-name authentication level, the higher the daily withdrawal limitThe monthly withdrawal limit is 200,000 yuan, and similarly, the higher the real-name authentication level, the higher the monthly withdrawal limit.
3. When the withdrawal amount exceeds 500 yuan, you need to pay 01% withdrawal fee.
4. Users can withdraw up to 50,000 yuan per day, and there is no limit on the number of times. However, if the user has multiple Alipay accounts, the withdrawal limit for each account is independent.
The transfer limit of different banks may vary, so users should know the limit of their bank card in advance when using Yue Bao to withdraw cash.
Second, how many ways does Yu Bao withdraw the existing ones?
There are two main ways to withdraw Yu'e Bao: ordinary withdrawal and fast withdrawal.
1.Normal withdrawal: There is no handling fee for ordinary withdrawal, but you need to wait for about 2 hours to arrive. Ordinary withdrawals are suitable for small withdrawals, such as less than 500 yuan. If you need to make a large withdrawal, it is recommended to choose a quick withdrawal.
2.Fast withdrawal: There is a fee for fast withdrawal, but the arrival time is faster, usually within a few minutes. Fast payouts are suitable for large payouts, but you need to pay attention to the fees and arrival time.
It should be noted that according to Alipay's official regulations, each Alipay account can withdraw up to 3 times a day, and the amount of each withdrawal cannot exceed 50,000 yuan. At the same time, if the withdrawal amount exceeds 10,000 yuan, it is recommended to operate one day in advance to avoid taking too long to arrive on the same day.
3. How to waive the handling fee for withdrawing money from Yu'e Bao to a bank card?
Under normal circumstances, each user has a free quota of 20,000 yuan, and when the withdrawal limit exceeds 20,000 yuan, Yue Bao will be charged for withdrawal. However, there are 3 ways to waive the withdrawal fee:
1. When Alipay's free withdrawal quota is used up, you can also exchange general points for free withdrawal quota, the specific operation is as follows:
Enter the Alipay homepage, click "My", select "Alipay Member", and enter "Free Withdrawal Limit" in the search box on the points page, and there will be products with different points to exchange for free withdrawal quota.
Note: The same user, ID number, mobile phone number, and terminal are limited to 10 redemptions per day.
2. Make a free transfer through Yu Libao, the specific operation is as follows: open Yu Libao and transfer the amount you want to withdraw from the Alipay balance;Transfer money from Yu Libao to bank card, and it will arrive in seconds and no fees.
Note: Yu Libao's daily transfer limit to the bank card is 100,000 yuan, and the funds will arrive in real time.
3. Transfer money through Alipay's MYbank, the specific operation is as follows:
1) Enter the Alipay homepage and click "My".
2) Click "MYbank", click "Deposit" after opening, transfer the money in the balance, and then click to take it out, then the money will come to MYbank
3) Click Go to bank account to withdraw for free.
Note: MYbank's annual quota is 1 million, which is enough for most ordinary people.
Summary: There is a limit to the withdrawal of Yu'e Bao, and you need to choose the appropriate withdrawal method according to the specific situation. At the same time, you need to pay attention to factors such as handling fees and arrival time to avoid unnecessary trouble.