Teachers who meet these 3 conditions are expected to receive a pension of 7,000 yuan

Mondo Social Updated on 2024-01-30

Teaching is often seen by the general public as a stable and respected job.

As a result, many people have a misunderstanding about the salary of teachers, and often think that teaching is a high-paying and easy-working profession.

In fact, depending on the differences in different regions and schools, the salary level of teachers may not be as high as we think.

According to relevant information, in economically underdeveloped areas, some teachers may not even earn more than 3,000 yuan per month.

However, just because the salary is low doesn't mean that the job is easy. Because teachers are not only responsible for teaching, but also responsible for the growth and development of students, including mental health guidance, moral education, etc.

In addition, teachers need to devote a lot of time to preparing lesson plans, marking assignments and examination papers, and participating in various activities and management of the school. These tasks often need to be completed outside of school hours, adding to the workload of teachers.

Therefore, if the teacher group wants to get a higher pension after retirement, such as 7000 yuan, they need to start from the following three aspects:

First, priority should be given to employment in economically developed areas。For example, first-tier cities such as Beijing, Shanghai, Guangzhou, and Shenzhen, or some provincial capitals.

On the one hand, these cities have always been a net inflow of people, which not only means that there is no shortage of students in schools, but also means that there will be more tax revenue in the future to provide financial security for retired teachers.

On the other hand, due to the relatively developed industries in these cities, the proportion and coefficient of pension insurance contributions to teachers will be relatively high.

You must know that the contribution ratio determines how much pension you can have in your card after retirement, and the contribution coefficient determines how much more pension you can receive each month than others.

The second is to work hard to get a promotion in the title

Although there is currently news that the title of teacher will be abolished, this is only a reform direction, and it has not really been implemented.

Therefore, for the time being, the title of a teacher still has a crucial impact on the amount of pension. Usually, high-level teachers, due to their income, will naturally contribute more to their personal pension accounts.

Therefore, continuous improvement of one's teaching and professional competence has become the key to the professional development of teachers. This will not only help to increase the salary during the employment period, but also for long-term career development.

Third, don't leave your job easily, but accumulate your teaching experience

Because, judging from the current pension calculation method, how much money a person can receive after retirement is directly linked to how many years he has actually worked and how many years he has paid for pension insurance.

Therefore, although you can receive a pension after 15 years of social security contributions, you still need to increase your contribution period as much as possible. In this way, when retiring, you can have an advantage when calculating the actual length of service.

Finally, in view of the current educational environment, on the one hand, parents are constantly chickening their babies, and on the other hand, the education department's assessment of schools and teachers is also diverse, which leads to the teaching tasks of teachers are very heavy and the pressure is huge.

Therefore, in order to have a good retirement life, teachers should also pay attention to their own physical health at work, and long-term career development can bring a happy life.

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