Starting next year, families who have not yet bought a house will have to face 3 major troubles , s

Mondo Social Updated on 2024-01-28

Based on the data of the National Bureau of Statistics, as of the first 10 months, a total of about 92.5 billion square meters, a year-on-year increase of **78%, calculated according to the area of 100 square meters per suite, that is to say, 780,000 units were sold less;

Compared with 2000, the real estate market is now showing a clear trend of coldness, and there is a complex and contradictory phenomenon. Home Furnishing Business Single Talent Growth Plan

Against this backdrop, families with multiple properties face anxiety as their properties struggle to go smoothly**. At the same time, homeless families are also troubled and worried, and current homebuyers are faced with a dilemma

On the one hand, there is a concern that you may encounter housing prices after buying a house**, which leads to unnecessary financial losses, on the other hand, if you do not buy a house, you willYou can't enjoy all the benefits that come with a propertyFor example, for families with children who need to go to school, school district housing is a factor that cannot be ignored.

The existence of this paradoxical phenomenon shows that the changes in the real estate market are not only simple fluctuations in the transaction market, but also involve complex issues such as family life, financial planning and social well-being.

Moreover,Starting next year, families who have not yet bought a house will have to face the "3** troubles", please be preparedLet's take a look.

China recently announced a "new round" of housing reform policyOne of the significant changes is the "return of commercial housing to commodity attributes".。This means that commercial housing will be more affected by the market, although it cannot ensure that the house price is substantial, but there is a high probability that it will not happen.

If the residents who plan to buy commercial housing, if they continue to maintain a wait-and-see attitude, hoping that the housing price will continue to be **, it is basically impossible, of course, if you do not plan to buy commercial housing, you can still consider buying affordable housing;

In the new round of housing reform, it is clearly stated that inIn the next five years, 6 million affordable housing units will be built to meet the housing needs of low-income groupsThis also means that homebuyers may need to reassess the situation if they wish to wait for lower** by waiting on the sidelines.

Regarding affordable housing, the policy clarifies its first formation mechanism, which is mainly composed of three parts: allocated land cost, construction cost and reasonable profit, due to the characteristics of this pricing method, the first affordable housing is relatively close to the people, far lower than the market price;

Therefore, for residents who do not plan to buy commercial housingPurchasing affordable housing may be a more practical and economical optionOf course, homebuyers need to carefully consider their personal needs, financial situation, and policy changes when making decisions to make more informed choices.

Unfinished buildings refer to construction projects that have been suspended or unfinished during the construction process for various reasons.

Funding issues:

Financing difficulties: Developers may face financing difficulties during the project and may not be able to obtain sufficient construction funds in a timely manner.

Financial risk: Some projects may be financially challenged by investing too much money in the initial stage, resulting in the inability to maintain the construction schedule at a later stage.

Developer's business problems:

Poor management: Poor project management, planning, and execution capabilities can lead to delays in project schedules and eventual shutdowns.

Speculative mentality: Some developers may be opportunistic and blindly follow the trend to enter the market, but lack sufficient strength and planning, which ultimately leads to the failure of the project to be completed.

Market Changes:

Market Downturn: Fluctuations in the economic cycle and market downturn may make it impossible for developers to sell properties and thus not be able to fund project construction.

Policy Changes: *Policy changes, such as land policies, financial policies, etc., may adversely affect the developer, which in turn will affect the completion of the project.

The phenomenon of unfinished buildings in China is usually related to the problem of developers' funds, which is particularly prominent in the current real estate market, because some developers face financing problems in the process of project construction, or due to poor management, market changes and other reasons, resulting in the suspension of the project and the formation of unfinished buildings;

Recently, some large developers, such as Poly, Vanke, etc., have taken measures to reduce prices sharply in order to recover funds, such as in Chengdu, the price per square meter of Poly real estate in the first few months was 15-1.70,000 yuan, and now it has dropped to 9,000 yuan, a price reduction of up to 40%, this large-scale price reduction can be regarded as a means for developers to speed up sales and reduce inventory in order to solve financial problems.

As the demand for repatriation of funds by developers increases, it is expected that more developers will join the ranks of price reductions in the future, which may be a positive for home buyers, as they have the opportunity to buy their favorite properties at a lower price.

Rental market instability:

Rent**: In some areas, the rental market can be volatile, and not owning your own home means long-term rentals. If the rental market is unstable, you may face constant rents, increasing the cost of living.

Insufficient renting**: In some popular cities, the rental market may be insufficient, resulting in limited rental options and tenants may face a tight situation.

Limited residency flexibility:

Inconvenience of relocation: Not owning your own home may require frequent moves, and frequent relocations can add to the inconvenience, especially for those with families, and may have an impact on the stability of your children's lives.

Limited choice of place to live: In a leased state, occupants may be limited in their choice of location, making it impossible to choose their ideal living area.

No Stable Residency Rights:

Unstable tenure: Renters may face issues with contract renewal after the expiration of their lease term, and may not be able to enjoy long-term tenure in a stable manner. This makes the occupants relatively unstable in terms of residency rights.

Landlord changes and contract adjustments: During the rental process, landlord changes or contract terms can be inconvenient for occupants, while owning your own home can better protect your rights and interests.

Of course, when buying a house, you must consider your own situation, life stage and long-term planning to make a wise choice that is in line with your personal interests.

the end——

The above is the real estate topic of this issue, more knowledge related to it, welcome to pay attention, we will see you in the next issue!

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