Founder of MeituanWang XingIn a speech in 2019, he said that 2019 may be the worst year of the past decade, but it will be the best year of the next decade. At the time, many people were skeptical, but now I feel that he was right. The past decade has indeed been the best time for ordinary people to make money. However, having missed this opportunity, it has become very difficult to make money now. At this point, we only need to observe the presentCircle of friendsto understand. PreviousCircle of friendsFlooded with information showing off and talking about making money, and nowCircle of friendsIt is full of the helplessness and self-comfort of ordinary people. This shift illustrates the fact that the world is not as rosy as we think it is, nor is it as bad as we think it is. There are opportunities in the crisis, and only by planning well and thinking about yourself can we light a light for ourselves in the dark.
1. The more you are at the trough, the less you can become a leek in the market
In the trough, many ** will choose to take risks, and the result is just to waste all their life's hard work. We should remain calm and not rashInvestments, don't be someone else cutLeeksobjects.
2. You need to have a good deposit
As the future becomes more uncertain, more and more people are choosing to save up. Without a deposit, there is no confidence to continue to survive. So we need to do it wellFinancial planningto reserve a certain amount of money in case you need it.
3. Keep the current post and don't change jobs frequently
In the good old days, you could try to change jobs, but now it's a blessing to have a job. Therefore, we should stabilize our existing jobs, not change jobs easily, and stable income is very important for ordinary people.
4. Beware of leek cutting courses
Nowadays there are a lot of lecturers, and many promise to teach you to make money, but their main purpose is only for their own benefit. We need to be vigilant and not easily trust the promises of others, so as not to be deceived by those who are driven by profit.
5. Find more side jobs to resist the risk of unemployment in the workplace
If you don't have a stable job by the age of 35, you need to consider finding a few more side hustles to supplement your income. Part-time jobs such as opening a Didi or doing food delivery are helpless, but they can help us get through the period of unemployment.
6. Avoid overdraft finances and reduce debts
Too much debt can keep us from acting and cause mental stress. Like the friend who was burdened with a huge mortgage mentioned earlier, he was in a predicament of being unable to move, having no income and needing to repay the loan, and his psychological burden was huge. Therefore, we need to plan our finances reasonably and avoid over-indebtedness.
7. Take care of your body and strengthen exercise
HealthThe problem is that a lot of people fall into poverty overnightCriticalreason, means a lot of medical expenses andlifeExpenditures. So we have to pay attention toHealth, strengthen the exercise, avoid the causeHealthProblems lead to financial crisis.
8. Prepare for the worst, but don't be negative about life
Recognize the reality and prepare for the worst, but don't dwell on negativity. Although it is true that inflation has caused wages to fall instead of rising, we must always maintain an optimistic attitude and face it positivelylifechallenges.
9. Seize the opportunity and don't let go of any opportunity to make money
InEconomyDuring the trough, we need to be more cautious to grasp every opportunity to make money. Don't listen to what others say "don't rush to make money", every second counts, and strive to seize every opportunity to make money.
10. Accumulate grain, save more money, and avoid extravagant consumption
To plan ahead, we need to be frugallifeway to avoid overdraft spending. Spend your money where it's necessary so you're prepared for future difficulties.
While many may find this an exaggeration, all we can do now is prepare for the worst. Just like the founder of MeituanWang Xing2019 may be the worst year of the last decade, but it will also be the best year of the next decade. Against the backdrop of such times, we need to be prepared to face itlifeof cruelty. This includes staying saneInvestments, have a certain amount of reserves, work steadily, and be wary of cuttingLeeksofCourses, find more side hustles, avoid overdrawing finances, and pay attentionHealth, prepare for the worst, seize the opportunity to make money, accumulate food, avoid extravagant consumption, etc. lifeIt won't be as simple as we think, but as long as we are strong to live and lovelife, you can find hope.