In recent years, more and more people are paying social security by themselves, but they pay social security by themselves, and the rate of stepping on the pit is extremely high.
The following 6 points are the high-frequency pit points summarized by Xiaodou Network for so many years, if you also pay social security yourself, then you must take a closer look.
There are many dry goods in the content, so you can collect them and watch them slowly.
1. Pay your own social security in the six pits!
At the age of 40, it is a waste to pay for the pension of residents!
The age group of 20-40 years old is the first age to pay social security, and the payment period can reach 20 to 30 years.
Pay resident pension: no matter how long you pay, you will not retire until you are 60 years old, and the pension is very small;Pay social security for employees: pay according to the lowest grade, and you can retire at the age of 50, and the longer you pay, the higher the pension.
Flexible employment after the year is a blank delivery!
If you are forty or fifty years old, you are about to retire, but you are still paying according to the lowest grade, and the pension will rarely be paid for 15 years in the future, and you can only get more than 1,000, and it may not be enough to buy vegetables. Moreover, now women retire at the age of 50 at the earliest, if you do not retire at this time and continue to pay, the extra years of payment will not be counted. Only return the money you paid over, and the pension will not be repaid, which is equivalent to paying money for several years in vain.
Therefore, the best thing to do is to pay as early as possible at a young age, and extend the payment period.
It is not cost-effective to pay a high-grade at the age of 30.
If you want to receive more pensions and pay low-grade pensions, and then extend the payment period, not only will the blood return time be several years faster, but the point is that you can receive more money.
At the age of 50, the pension is very small.
After 15 years, you can basically only get more than 1,000, and it may not be enough to buy groceries.
5. Men 50 women 40 go to other places to participate in insurance, but they can't get local pensions!
50 men and 40 women go to other places to participate in temporary accounts
Even if you have paid for 15 years, you will not be able to receive a pension locally.
6. Blindly transferring the social security relationship is thankless!
If you have paid social security in several cities, then Xiaodou suggests: wait until you decide which city to retire in, and then transfer the social security relationship. At that time, the social security paid in different cities will be transferred and collected at one time. The 6 pits mentioned above will basically affect the amount of your pension and must be avoided in advance.
So how to pay social security is the most appropriate?
We can see that there are many age restrictions on whether it is paying resident social security or paying flexible employment social security, and in order to maximize our rights and interests, we must be careful to avoid various social security payment traps.
So, is there a way for us to receive more pensions and enjoy more social security rights?That is, of course, if you want to receive more pensions and want to enjoy more social security benefits, there is only one option to pay employee social security.
Employee social security is divided into five insurances, including endowment, medical care, work-related injury, unemployment, and maternity insurance, and there is no restriction on the payer, regardless of the local household registration and foreign household registration.
Under normal circumstances, employee social security is a kind of social security paid by the company to the payer after the payer and the company sign a labor contract, and the company and the individual bear a part of the social security costs respectively, and the personal pressure is less, and the rights and interests enjoyed are more comprehensive.
Later, with the development and growth of society, some people who have the need to pay social security for employees are unable to pay social security because they do not have a work unit, and some institutions with payment qualifications are born, and they shoulder the social responsibility of paying social security for these people, and a small amount of service fees will be charged accordingly.
Xiaodou social security payment agency is a legal and compliant social security payment platform, with a complete set of certificates, business licenses, human resources licenses, labor dispatch certificates and three certificates, Xiaodou mainly provides personal social security payment and supplementary payment, provident fund payment and supplementary payment, salary and individual income tax and other services.
Xiaodou has more than ten years of experience in social security payment services, and has served more than 700,000 people so far. Xiaodou currently provides social security payment services in 130 cities across the country, supporting social security payment in the whole region of Beijing, covering Shanghai, Guangzhou, Shenzhen and other first- and second-tier cities across the country. Users who have the need to pay social security for employees can directly go to Xiaodou to place an order independently.