Science and technology are the primary productive forces, and innovation is the primary driving force. **The Financial Work Conference proposed that to promote the high-quality development of finance, it is necessary to do a good job in the first major article of science and technology finance, which highlights the important position of science and technology finance to empower the high-quality development of the real economy and gives the mission of financial service technology in the new era.
In response to the call, on December 12, the press conference of Zheshang Bank's science and technology financial services was held in Hangzhou. This is the fourth activity of the bank's recent "Implementing the Spirit of the Financial Work Conference and Practicing Rare Finance". With the theme of "Wisdom and Science and Technology Innovation for Good Future", the conference focused on the new ecology of science and technology financial services "for good", launched a full-picture service plan for new science and technology enterprises, officially released the science and technology innovation credit loan, jointly released the talent financial ecological index with Zhejiang University, and established the "science and technology financial service ecosystem" alliance to jointly build a science and technology financial service ecosystem, and effectively help build a financial power with financial support for new technology, new tracks and new markets.
Zhang Rongsen, President of Zheshang Bank, said at the press conference that banks, as "the great power of the country", must resolutely implement the national strategy and vigorously develop science and technology finance. In recent years, under the leadership of the vision of "first-class commercial bank", Zheshang Bank has comprehensively built the ballast stone of weakly sensitive assets in the economic cycle, ranked science and technology finance in the first place, and gradually formed characteristics and advantages in the four aspects of "new", "full", "specialized" and "long-term", and at the same time boosted science and technology enterprises to enter the fast lane of high-speed development, it also took its own high-quality development path. It is hoped that this event will focus on science and technology finance, raise the banner of good finance, and work together with the service ecosystem of science and technology enterprises to accelerate the acceleration of science and technology innovation.
Innovatively released the "Science and Technology Innovation Credit Loan" and upgraded the "Science and Technology Finance" service plan
It is understood that in 2016, Zheshang Bank launched the financial service brand of Talent Bank, opening the road of exploration of science and technology financeIn 2021, it will integrate and iterate and launch the "Spark Plan" science and technology innovation financial service to fully support the development of science and technology enterprises. In the face of the current economic situation, Zheshang Bank explores the path of high-quality development of the bank with "weakly sensitive assets in the economic cycle", continues to explore the core demand scenarios of science and technology finance, continues to innovate technology financial service products with high market recognition, and builds a product base for weakly sensitive assets in the economic cycle.
At this press conference,Zheshang Bank launched a comprehensive and rejuvenated "Wisdom Hui, Science and Technology Innovation and Good Deeds for the Future" technology financial service programOn the basis of eight years of experience, it has further iteratively upgraded, starting from talents, taking scientific and technological innovation as the entry point, focusing on the whole life cycle of scientific and technological innovation and talent enterprises, and launching 16 major scientific and technological series of financial products to build a financial ecosystem of scientific and technological talents that "integrates all directions".
The science and technology financial service plan released by Zheshang Bank this time focuses on 10 major scenarios such as enterprise start-ups, obtaining orders, and introducing venture capital, and supports the launch of 16 major technology series of financial products, which not only optimizes and iterates the traditional advantageous products "talent support loan" and "science and technology innovation shared loan", but also innovates and launches industry-leading "science and technology innovation point loan" and "science and technology incentive loan" and other characteristic products, comprehensively rejuvenates and upgrades the full-picture service plan of science and technology enterprises, meets the diversified financial needs of enterprises at different growth stages, and provides enterprises with "all-round, The "whole chain, full cycle" comprehensive financial services, water the real economy with financial living water, and help science and technology enterprises enter the fast lane of development with financial wisdom.
In particular, it is worth mentioning that at the press conference, Zheshang Bank joined hands with relevant units of the Ministry of Science and Technology of the People's Republic of China to launch the "Science and Technology Innovation Points Loan". With science and technology as the engine, "smart management" as the concept, and focusing on the innovation ability of enterprises, Zheshang Bank has introduced the authoritative index of "enterprise innovation points", and the relevant units of the Ministry of Science and Technology have used big data to comprehensively build a "innovation points" credit quantitative model that adapts to the characteristics of science and technology enterprises, so as to support the automatic calculation of the exclusive pre-credit line without the perception of enterprises, comprehensively improve the efficiency of science and technology financial services, gather resources in an all-round way, and help the growth of science and technology enterprises.
Since its establishment in 2017, it has cooperated with Zheshang Bank to answer questions and solve doubts about processes and policies such as industrial and commercial registration, bank-enterprise connection, and financial system construction, to account management, payroll payment, characteristic financial management and other "product family bucket" experience, and then to the flexible application and active exploration of Suzhou Science and Technology Bureau's policies, tailor-made** In the past seven years, Zheshang Bank has given sufficient financial guarantee and all-round service escort at each key development node of the enterprise, providing a solid financial impetus for the development of enterprises in multiple fields and pipelines.
Up to now, Zheshang Bank has served more than 13,000 science and technology enterprises, with a financing balance of more than 200 billion yuan, with professional, accurate and efficient services, to be the companion, linker and helper of science and technology enterprises, with the determination of symbiosis and common prosperity with science and technology enterprises, light up the "spark" of science and technology power, and fuel the "prairie fire" of innovation-driven development.
Highlight the value of science and technology finance for good, and jointly build a technology financial service ecosystem
*The Financial Work Conference pointed out that high-quality development is the primary task of building a modern socialist country in an all-round way, and finance should provide high-quality services for economic and social development. Zheshang Bank adheres to the basic positioning of political and people-oriented financial work, practices the financial advisory system of good capital and Qingqi, focuses on the comprehensive services of the whole chain ecosystem of science and technology enterprises, and actively promotes the construction of a multi-dimensional collaborative ecosystem of science and technology finance.
At this press conference, Zheshang Bank joined hands with representatives of various science and technology financial service cooperation institutionsEstablished the "Technology Financial Services Ecosystem" alliance。The members of the "Science and Technology Financial Services Ecosystem" alliance include professional institutions such as parks, law firms, securities firms, and venture capital institutions, which will give full play to their respective strengths and seek a new chapter in the development of scientific and technological innovation with professional, accurate and efficient services. The "Science and Technology Financial Service Ecosystem" Alliance issued an initiative: people-centered value orientation, and do a good job in science and technology financeStrengthen the national scientific and technological strength to serve the national strategy, and firmly help high-level science and technology to become self-reliant and self-reliant.
At the same time, under the witness of the leaders of the local financial supervision bureaus of Beijing, Shanghai, Nanjing, Hangzhou, Hefei, Jinan and Jiaxing, Zheshang Bank awarded the pilot branches of the Science and Technology Innovation Financial Reform Pilot Zone to the regional branches to create a model of science and technology financial services. In the future, with the joint efforts of all parties, Zheshang Bank will continue to explore the differentiated management system of "six specializations", build more franchised institutions, and achieve more professional, exclusive and exclusive technology financial services.
Good deeds move forward, wisdom management. Focusing on the core needs of science and technology enterprises, Zheshang Bank continues to promote the normalized contact and cooperation with science and technology enterprises, parks and associations, and organizes hundreds of "government-enterprise-bank" docking activities to build a communication platform for science and technology enterprises and the world, and build a government-bank ecosystem empowered by joint effortsComplement the advantages of professional institutions such as guarantee companies and law firms, work together to solve various professional problems encountered in the growth and development of science and technology enterprises, and build a collaborative professional service ecosystemStrengthen alliances with private equity investment institutions and investment institutions, give full play to the advantages of investment and loan linkage and resources, promote the opening of the chain of debt and equity cooperation, build an equity link ecosystem with the same frequency resonance, and fully support enterprises to enter the capital market.
Experts at the meeting said that to jointly plan the big article of science and technology finance, we should start from focusing on creating a vibrant science and technology finance ecology, and jointly build a science and technology financial service ecology to strengthen the linkage and promote the virtuous circle of science and technology industry finance, so as to make greater contributions to China's acceleration of the construction of a science and technology power.
At the meeting, Zheshang Bank also joined hands with Zhejiang University to launch the "Talent Financial Ecology Index". The bank continues to explore new tools for science and technology financial services, and guides various innovation resources to help science and technology development through quantitative evaluation of enterprises' scientific and technological innovation capabilities and talent ecology.
In the future, Zheshang Bank will uphold the concept of "good capital finance", continue to improve the business strategy of weakly sensitive assets in the economic cycle, continue to innovate talent service methods and means, continue to promote product iteration and innovation, continue to improve the professional research capabilities of science and technology innovation finance, upgrade and change with professional services, lead science and technology innovation finance to realize the transformation from pillars and beams to accumulation of momentum, and empower science and technology innovation enterprises with higher quality financial services.
It is understood that after the first financial work conference was held, Zheshang Bank responded to the call as soon as possible and introduced a number of measures to actively implement the spirit of the meeting. In the past half month, the bank has continued to carry out the "Implementing the Spirit of the Best Financial Work Conference and Practicing the Fair Capital Finance Series Activities", in addition to the press conference on science and technology financial services, it also held the "15 Measures to Benefit Enterprises and the People and the Asset Pool Brand Renewal" press conference, the joint meeting of financial assistance entrepreneurs for good deeds, the theme seminar of "Good Finance Bay Area First" and the unveiling ceremony of the "Financial Benevolent Pilot Demonstration Base" and other activities, contributing to the construction of a financial power and promoting high-quality economic development with practical actions.