The monthly amount of your health insurance card is calculated based on a number of factors, including age, social security contribution base, and local policies. Here's how to calculate it in detail:
1.First of all, you need to determine the type of health insurance. There is a difference in the calculation of the current employee health insurance and the individual health insurance.
2.For active employees, the monthly amount credited to the medical insurance card is calculated as follows:
Under 40 years old: 27% calculated.
40-50 years old: 30% calculation.
51 years old - retirement: 36% calculated.
3.The monthly amount of the medical insurance card after retirement is 5% of the average salary of the local government in the previous year0% calculation.
4.The social security payment base is generally the salary income of the previous year as the payment base. The specific regulations are as follows:
If the wage income of employees is higher than 300% of the average salary of local employees in the previous year, 300% of the average salary of local employees in the previous year shall be used as the payment base;
If the wage income of employees is less than 60% of the average salary of local employees in the previous year, 60% of the average salary of local employees in the previous year shall be used as the payment base;
If the employee's salary is between 300% and 60%, it shall be declared according to the actual situation.
5.Every year, the social security will be approved at a fixed time (such as March or July, depending on the region).
It should be noted that the above content is for reference only, and the specific calculation method needs to be adjusted according to local policies and actual wage levels. If in doubt, please consult your local authorities.