Recently, a number of cities have been adjustedProperty market policy, the focus is optimizedReal estate enterprisessupport measures. Taking Wenzhou as an example, the city issued the "Several Policies on Further Optimizing the Stable and Healthy Development of the Real Estate Market", which mentioned most of the keywords withReal estate enterprisesCorrelation. This policy clearly implements the "white list" mechanism of enterprises, and the selected high-qualityReal estate enterprises(including state-owned enterprises in the city), to give a series of support. In addition to reducing the total amount of key regulatory funds, support the use of project pre-sale funds in the form of "pay-on-demand" replacement, and go through the formalities such as pile foundation construction permit and earthwork mud transportation approval in advance.
In addition, the "Several Policies" also encourage real estate enterprises to rationally finance and stabilizeReal estate development loansDelivery. Financial institutions are disbursingReal estate development loans, a reasonable distinction should be made according to the risk profile of the project subsidiary and the group holding company. Under the premise of controllable risks, accelerateLoansIt is issued to meet the reasonable financing needs of real estate enterprises under different ownership systems and promote effective investment in real estate development. In addition, the "Several Policies" also put forward the regulatory requirements for real estate projects that apply for pre-sale permits after January 1, 2023, and clarify that the total amount of key regulatory funds shall be calculated at least 110% of the total project budget inventory, and shall be fully consideredPropertySpecial maintenance funds, residencesPropertyWarranty and other related expenses. It also supports enterprises to carry out the replacement of pre-sale regulatory funds with letters of guarantee, which will become invalid after the completion and delivery of the project or the first registration of house ownership, and the non-key regulatory funds can be withdrawn by real estate development enterprises for independent use and given priority to repay the development of pre-sale projectsLoansprincipal and interest as well as payment of upfront expenses andMarketing expensesWait.
The introduction of these policies, although it is the action of Wenzhou's local government, has implications for the real estate work in 2024 nationwide. Wenzhou has clarified three major conveniences under the real estate whitelist system, so that the market can more intuitively realize the specific positive effects and roles brought by the "whitelist". This provides a useful reference for other places to learn from the content of the real estate policies that have been promulgated, and also helps to implement the guidance of one city and one policy, which is of positive significance for the stable and healthy development of the real estate market.
According to the latest report released by the China Index Research Institute, if the relevant support policies continue to be implemented in detail, the financial regulatory authorities will continue to release good news at the end of 2023Real estate enterprisesThe financial pressure is expected to ease. Looking forward to 2024, there is still room for optimization and adjustment of the restrictive policies introduced in the overheating stage of the market, and there are policies that have potential at both the supply and demand ends. Under the requirements of promoting a virtuous cycle of finance and real estate, the financial support policies for enterprises are expected to continue to be implemented in detail, and the financing environment for enterprises will be improved.
Through multiple placesProperty market policyThe adjustment can be seen forReal estate enterprisesThe optimization support measures have a positive role in promoting the stable development of the real estate market.
First of all, the implementation of the enterprise "white list" mechanism, for high qualityReal estate enterprisesProvide support that can helpReal estate enterprisesObtain more regulatory funding support, reduce its financing pressure, and improve the sustainable development of the project. This will be rightReal estate enterprisesThe operation and development of the company plays a positive role in promoting, providing it with greater space for development.
Second, optimizationReal estate development loanspolicy, acceleratedLoansRelease progress to help solveReal estate enterprisesFinancing problems, providing a more flexible and convenient financing environment. This will promote effective investment in real estate development and promote the stable and healthy development of the real estate market.
In addition, the regulatory requirements for pre-sale funds have also been reasonably adjusted and fully consideredPropertySpecial funds for repairs and residencesPropertyWarranty and other related expenses, for:Real estate enterprisesProvide more autonomy. This will helpReal estate enterprisesBetter manage and operate funds to improve the overall effectiveness of your projects.
In short, adjust in many placesProperty market policyand optimize pairsReal estate enterprisesThe support measures have a positive impact on promoting the stable and healthy development of the real estate market. This will be:Real estate enterprisesProvide a better environment for development, stimulate their enthusiasm and creativity, and promoteEconomydevelopment.
With the fact that I've just plated my knowledge, I'm glad to see that cities are being optimizedProperty market regulationmeasures, in particularReal estate enterprisesushered in more "good". This has a positive effect on the stable and healthy development of the real estate market. By **forReal estate enterprisesOptimization of support measures,Real estate enterprisesMore funding and financing support can be obtained to improve the sustainable development of the project. In addition, the regulatory requirements for pre-sale funds will be adjustedReal estate enterprisesIt provides greater autonomy and is conducive to improving the overall effectiveness of the project.
However, I have also noticed the importance of regulatory policies. **The relationship between market supply and demand should be comprehensively consideredEconomyDevelopment needs and social equity and other factors, rationally formulatedProperty market policyto avoid over-regulation or relaxation, so as not to trigger new market risks. At the same time, the regulators also need to strengthen market supervision, prevent speculation and unfair competition in the real estate market, and maintain market order.
In the future, I believe that the real estate market will continue to grow and becomeEconomyAn important engine of growth. **Optimization should continueProperty market regulationpolicy, forReal estate enterprisesProvide a better development environment and support, and at the same time strengthen supervision and stabilize market order. I will also continue to pay attention to the dynamics of the real estate market, provide readers with more relevant reports and analysis, and strive to serve the societyEconomycontribute to the development of their own strength.