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In this noisy world, people are interested in:"No money"The feeling seems to be getting deeper and deeper.
Whenever I hear a lot of discussion in the streets and alleysNo one buys a house or a car, and it's really because everyone has empty pocketsOr is there something else behind it?
A banking insider proposes four criteria to interpret this phenomenon from a whole new perspective.
First of all, we have to start with the peopleConsumer psychologySpeaking of.
There's a very interesting theory in the field of economicsMarginal inclination to consume
This theory tells us that when a person's income increases,They don't spend all their extra income on spending.
Instead, some of it will be saved or invested.
That's why, even if the economy is growing overall, you don't necessarily see everyone's spending levels soaring in tandem.
This is not only a subtle setting on an economic model, but also a profound insight into human nature.
And in this day and age,It may not be true that more people choose not to buy a house or a car"No money", but a change in the concept of consumption.
The younger generation is more inclined to rent and share cars, theyMore emphasis is placed on the quality and experience of life rather than property ownership in the traditional sense.
Behind this trend is the pursuit of freedom and flexibility, which is not a sign of economic recession, but a symbol of consumption upgrading.
Next, let's take a lookMarket signals
Traditionally, property and cars have been seen as a barometer of a country's economic health.
But is this barometer really accurate?The answer is: not necessarily.
Because market signals are complex, they are affected by a variety of factors, such as policy regulation, international environment, scientific and technological progress, etc.
A simple sales decline may have multiple complex factors behind it, rather than a single one"No money"It's that simple.
Again, let's talkCredit markets.
Insiders in the banking industry pointed out that observing the activity of the credit market is a big trick to judge the state of the economy.
When credit markets tighten, it means that not only individuals, but also businesses are reducing investment and spending, which can be a sign of a downturn in the economy.
But equally, the credit crunch may also be the result of banks raising their credit standards in order to control risk.
This is not a doorway"No money"Can explain clearly.
Finally, we have to mention that there are indeed many uncertainties in the current economic situation.
From the volatility of globalization** to the impact of technological innovation, every factor can have an impact on people's willingness and ability to spend.
This kind of era,No one can simply use one sentence"No money"to summarize all the issues.
Then, after this series of analysis, a seemingly unrelated question emerges:Why are more and more people choosing a vegetarian lifestyle?
This question may seem unrelated to the real estate and car markets, but in reality, it reflects the same shift in consumer attitudes.
People may choose a vegetarian diet because of health, environmental protection, or even economic reasons.
This is also part of the consumption upgrade, reflecting the change of people's values and the diversity of lifestyles.
So it seems,"Nobody buys a house, buys a car!"This phenomenon is actually a part of a larger socio-cultural change, and it reminds us to understand this complex and changing world from a broader perspective.
What do you have to say about this?Feel free to leave your thoughts in the comment section!
Note: Original debut, plagiarism must be investigated to the end!
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