Generally speaking, failure to make up social security payments for more than three months will seriously affect the individual's social security rights and interests. Let's take a look at the detailed explanation.
The calculation of the pension is carried out on the basis of the amount in the personal account and the number of years of contributions, and the time is accumulated regardless of the period of suspension. As long as you have paid for 15 years, you can go through the retirement procedures when you reach retirement age. At present, the suspension of payment has little impact on pension insurance.
The interruption of medical insurance for three months does not recalculate the number of years, and the recalculation of the continuous payment period does not mean that the previous payment period is zero, and the previous payment period is calculated as the cumulative payment period. Other social insurances refer to work-related injury, maternity and unemployment insurance. For individuals, except for unemployment insurance, there is generally no need for individuals to contribute. Unemployment insurance is only paid during the period when the individual works in the unit, and the impact and loss on the individual will not be too great.
Unemployment insurance, work-related injury insurance, and maternity insurance can all continue to be paid after changing jobs, so the suspension of payment will not have much impact.
Only the unit can pay the housing provident fund, and the individual cannot pay in the name of the individual. Therefore, once you resign, the housing provident fund will stop paying. There will be no consequences for stopping the payment of the housing provident fund, the money will still be in the provident fund account and can be withdrawn after the relevant conditions are met.
Finally, please note that social security is an important security system, and it is not advisable to interrupt the payment at will. Reasonable arrangement of personal social security contributions can protect their rights and interests and ensure that they can enjoy social security benefits when needed.