How to value stocks?A hands on guide to the 4 methods

Mondo Finance Updated on 2024-01-29

** has always been the focus of investors' attention. With the right valuation, we can better understand the true value of ** and provide strong support for investment decisions. This article will introduce several practical valuation methods for you in detail, and analyze them in combination with practical cases to help you easily master the skills of valuation.

The price-to-earnings ratio method is one of the most commonly used** valuation methods. The P/E ratio is the ratio of *** to earnings per share. By comparing the P/E ratios of different companies, we can get a rough idea of their valuation levels. In general, the lower the P/E ratio, the lower the valuation, and vice versa.

Practical case: Assuming that a company's price-earnings ratio is 10 times and earnings per share is 1 yuan, the company's *** is 10 yuan. If the price-to-earnings ratio increases to 20 times and the earnings per share remain unchanged, then *** will ** to $20.

The price-to-book ratio method is a method of valuing ** by comparing the ratio of *** to net assets per share. The lower the price-to-book ratio, the lower the valuation. This method is suitable for asset-heavy industries such as banking, real estate, etc.

Practical example: Suppose the price-to-book ratio of a bank is 08 times, the net assets per share is 10 yuan, then the bank's *** is 8 yuan. If the price-to-book ratio increases to 12 times, the net assets per share remain unchanged, then *** will be ** to 12 yuan.

Discounted cash flow is a valuation method based on future cash flows. By discounting the company's future free cash flow to its current value, we can get intrinsic value. This approach is suitable for industries and companies that are growing steadily.

Practical case: Suppose a company's free cash flow in the next five years is 100 million yuan and 1200 million yuan, 1300 million yuan, 1400 million yuan and 1500 million yuan. With a discount rate of 5%, the company's intrinsic value is:

Year 1: 100 million (1+5%) = 9523810,000 yuan.

Year 2: 1200 million (1+5%) 2 = 9036730,000 yuan.

Year 3: 1300 million (1+5%) 3 = 8604940,000 yuan.

Year 4: 1400 million (1+5%) 4 = 8222780,000 yuan.

Year 5: 1500 million (1+5%) 5 = 7887460,000 yuan.

Five-year free cash flow combined: 952381+9036.73+8604.94+8222.78+7887.46 = 442.75 million yuan, which is about equal to 44.3 billion yuan. As a result, the company's intrinsic value is around 44.3 billion yuan.

The relative valuation method is a method of evaluating ** valuation by comparing the valuation levels of companies in the same industry or sector. This method is suitable for situations where the industry or sector as a whole is performing well.

Practical example: Suppose the average P/E ratio of a company's industry is 20 times, and the company's P/E ratio is 15 times. By comparison, we can conclude that the company's ** valuation is relatively low. If the industry's average P/E ratio increases to 30x and the company's P/E ratio remains unchanged, the company's valuation will be relatively higher.

When using the above methods for ** valuation, we also need to pay attention to the following points:

Pay attention to the market environment: The market environment has a greater impact on the valuation. In a bull market, investor sentiment is high and valuations for ** are relatively high;In a bear market, investor sentiment is sluggish and valuations are relatively low. Therefore, the impact of the market environment should be fully considered when evaluating the valuation. Focus on company fundamentals: Company fundamentals are an important factor that affects valuation. By analyzing the company's profitability, growth potential, industry position, and other factors, we can more accurately assess its ** valuation level. Combining multiple methods: Different valuation methods have their own advantages and disadvantages, and a combination of methods can provide a more comprehensive assessment of the valuation level. For example, while using the price-earnings ratio method, it can also be combined with the price-to-book ratio method or the discounted cash flow method for comprehensive evaluation. Maintain a rational attitude: investment is risky, and you need to be cautious when entering the market. When assessing valuations, we need to be rational and not be distracted by short-term market fluctuations. At the same time, it is necessary to choose the appropriate investment target and strategy according to your own risk tolerance and investment goals. AI Set Sail Program

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