In many countries and regions, children as young as 10 years old can usually apply for a bank card, but the specific rules may vary from region to region and bank. In general, you may need to be accompanied and authorized by a guardian or parent to apply for a bank card.
Here are some suggestions:
Accompanied by a guardian:Usually, banks require minors (including children as young as 10 years old) to be accompanied by a guardian when applying for a bank card. Guardians may be required to provide proof of identity and other necessary documents.
Guardian Authorization:The bank may require the guardian to provide written authorization for the child to apply for a bank card. This is to ensure the legal validity of the transaction and the guardian's right to manage the child's account.
Special Account Types:Some banks may offer accounts specifically designed for minors, often referred to as child accounts or teen accounts. These accounts are usually managed by guardians, with some restrictions and special provisions.
Account Limitations:Due to the child's lack of legal capacity, some banks may place restrictions on the minor's account, such as a daily withdrawal limit or not allow certain types of transactions.
Educational Purpose:Some banks may support minors in obtaining bank cards to educate them on basic concepts and skills in managing money. These banks** are often subject to certain restrictions to ensure financial security.
In order to know exactly what is going on in your area, it is advisable to check directly with your local bank or financial institution. They will be able to provide detailed information about the minor's opening of a bank account and the handling of a bank card.