The scope of the adjustment of medical insurance for urban and rural residents mainly includes two major areas, that is, the adjustment of charging standards and the adjustment of insurance coverage.
Fee standard increase: In accordance with the relevant national regulations, this year's urban and rural residents' insurance fees have increased by 30 yuan compared with last year, from the previous 350 yuan to 380 yuan, the main purpose is to expand the income of the first generation, so that urban and rural residents can get medical protection more effectively. At the same time, the financial subsidies for urban and rural residents have been increased, reducing the economic pressure on urban and rural residents, this year the state has increased by 30 yuan per person per year for 64 yuan, and the total amount of medical insurance for urban and rural residents per person per year has reached 1020 yuan, these measures have greatly reduced the medical burden of residents and enhanced the enthusiasm of residents to participate in insurance.
Expansion of reimbursement coverage: The introduction of the new standard will increase the reimbursement rate of residents' medical expenses, and residents will be able to enjoy higher quality medical services. It is mainly reflected in the reduction of the minimum out-of-pocket amount for outpatient, inpatient and serious illness, and at the same time increasing the reimbursement ratio of various hospitals, so that residents can feel more relaxed when seeking medical treatment, thereby reducing the medical economic pressure of residents.
The introduction of the new policy will have a huge impact on the medical insurance of urban and rural residents.
1. Optimization of medical services: The new charging standard will improve the medical security of residents, obtain better services, help enhance the quality of medical care in rural areas, and attract more medical facilities and high-quality doctors to enter rural areas.
2. The economic pressure on farmers is aggravated: the adjustment of standards may lead to the increase of individual contributions, which may have an economic burden on some poor farmers, and relevant policies will be introduced to provide appropriate help to ensure the basic life of poor farmers.
3. Medical funds are guaranteed: the fee standard is increased to provide financial support for the sustainable development of urban and rural residents' insurance. As we all know, the increase in medical expenses is much greater than that of ordinary goods and services, and if the funds are insufficient, the urban and rural medical policies will not be able to bring effective medical security to farmers. Speaking of which, some people will definitely think that it has risen every year, and it has been rising for more than ten years, and they don't want to pay it anymore.
But in fact, urban and rural residents' medical insurance is very important, do not cut off at will, most people do not have social security like office workers in the city, and can only rely on urban and rural residents' medical insurance when they are sick, just pay a few hundred yuan, but they can enjoy tens of thousands, or even hundreds of thousands of medical security throughout the year, which greatly reduces the risk of returning to poverty due to illness. Since the implementation of the NCMS policy, the problem of difficult and expensive medical treatment for farmers has been greatly alleviated.
Once again, we sincerely suggest that you actively join the medical insurance for urban and rural residents, pay insurance premiums according to regulations, enjoy its benefits, and protect the health of individuals and their families. At the same time, I also hope that everyone will rationally look at the policy adjustment of medical insurance for urban and rural residents, and believe that the state has been working hard to improve the medical insurance system, seek more benefits for the vast number of farmers in rural areas, and let farmers receive high-quality medical services at their own doorsteps. In order to maximize the improvement of their own medical security, while participating in the medical insurance for urban and rural residents, it is also necessary to appropriately increase the medical insurance that can be done on the ground, which is a relatively complete medical security system.