Recently, many friends have felt the troubles brought by the implementation of the "one machine, one household" policy of POS machines to the use of credit cards. At a time when this issue has attracted much attention, we might as well take a look at how to standardize the use of credit cards while avoiding falling into an embarrassing situation because of a single card swipe.
One might think that changing merchants frequently can circumvent the bank's risk monitoring. However, the bank's risk control system does not only focus on the change of merchants, but also focuses on the overall cardholder behavior. A single card swiping method, even if the merchant changes, it is difficult to cover up the user's card swiping pattern, so it is difficult to escape the bank's monitoring.
So, how to cleverly circumvent bank risk monitoring and ensure the soundness of credit card use?
The answer is very simple:Diversified card swiping。From the perspective of the bank's risk control background, diversified card swiping methods are the royal way to avoid being judged as cashing out and avoiding derating and blocking cards.
The bank's risk control system mainly focuses on the cardholder's card swiping behavior, thereforeWhat we need to do is show diversity. This includes online card swiping, mobile payment, offline payment, and the flexible use of various payment methods. Through diversified consumption methods, even if the merchant is fixed, it can also show diversity in the overall card swiping behavior, thereby reducing the probability of being monitored.
In order to better avoid being judged by the bank as arbitrage, you can actively respond to the bank's prompts, increase the frequency of online card swiping, try various payment methods, and achieve diversified consumption. Remember, it's only in diversity that we can better protect our credit card usage.
In the context of the "one machine, one household" policy of POS machines, it is what each of our credit card users needs to do to look rationally and take the initiative to deal with it. By diversifying our credit card swiping, we can better avoid potential risks and ensure the normal use of credit cards. Let's work together to use credit cards responsibly and enjoy convenient payment methods.
PS: If you have any questions about adding online credit cards or other methods, please leave a message in the comment area to exchange and discuss!