Owing money is a civil dispute, and the public security organs will not accept it. However, the seizure of the car for arrears is also a tort, because the creditor's right is a right of request, and the creditor's unauthorized seizure of the car is actually exercising the right of enforcement, and only the administrative and judicial organs can exercise the right of enforcement through legal procedures.
Article 1184 of the Civil Code provides that where the property of others is infringed, the property loss shall be calculated according to the market or other reasonable methods at the time of the loss.
What should I do if I don't want to repay my online loan?
Can't help but pay it back. 1) If you can't afford it, first determine a repayment order.
The first thing to do is to check your credit report.
Pay off the credit information platform first, and then pay off the credit information.
2) Online lending should be stopped in time, and don't think about borrowing to support loans, which will only make the debt bigger and bigger.
3) Seek help from family members in a timely manner.
What should I do if I don't have an IOU for private borrowing?
1. If there is no IOU, you can negotiate with the other party first
2. If the negotiation fails, the lender can collect other evidence of the money lent to the other party at that time and file a lawsuit with the court.
3. In the absence of IOUs, the lender can collect evidence such as transfer records, emails, call records, mobile phone text messages, WeChat chat records, witness testimony, etc., to form a chain of evidence to prove the existence of the borrowing relationship, so as to file a lawsuit with the court.
Tips] If you encounter legal problems, it is recommended to consult a professional lawyer as soon as possible.