In this era of rapid change, everyone is burdened with their own stories and hardships, and most people choose to suffer in silence and are reluctant to say too much. However, when this home buyer bravely poured out his heart, we couldn't help but sigh, isn't this a portrayal of the hearts of most ordinary people?
His story is not an isolated case, but a real and universal phenomenon. In the past three years, we have experienced a special period that has had a profound impact on society as a whole. Today, although that period has passed and is history, its shadow still lingers.
The real estate market was once booming, and house prices continued to climb, leaving many people prohibitive. However, with the advent of special times, the real estate market fell into a downturn and house prices began to decline. This is undoubtedly a huge blow to the average home buyer. Not only do they have to deal with the pressure of mortgages, but they also have to deal with the financial losses caused by housing prices**.
Today, when I hear about this homebuyer's experience, my heart is filled with helplessness and sadness. He said: "My house was sold for 630 yuan today. Yes, you heard it right, a house is gone. When the court transferred the money to his account, he was completely confused and his mind went blank. This time, he was very thorough.
Recalling that at the beginning of 2017, Zhengzhou's housing prices soared, and buying a house had to be robbed. He and his family queued up until 11 o'clock in the evening, and finally bought a 134-square-meter house in Baisa, with more than 9,000 square meters per square meter and a total price of 1.24 million. However, he only had a down payment of 330,000 yuan and borrowed 50,000 yuan. In order to buy a house, he borrowed 870,000 yuan from the bank, and he thought about gritting his teeth and getting in the car.
However, in six years, he repaid nearly 310,000 yuan to the bank, of which 240,000 yuan was all interest, and the principal was less than 70,000 yuan. There is also a mortgage of 610,000 yuan, which is like a leech, constantly sucking his blood. Unfortunately, this year due to some special reasons, he cut off his supply. Half a year later, the bank sued him, the house was seized, and the bank account was frozen. It also incurred the so-called liquidated damages, late fees, attorney fees, litigation costs, and so-called enforcement fees, plus interest owed to the bank, totaling more than 100,000 yuan. He could only wait for the house to be auctioned.
Finally, the news came that the house was auctioned by the court for 930,000 yuan, and after deducting various expenses, he got 630 yuan. This year, the renovation and repayment of this house cost him nearly 700,000 yuan, and everything is gone. He felt exhausted, as if he had been slapped hard by life. But fortunately, he did not become an old man and would not affect his children. That's enough for him.
Although he had paid so much for that house, he was to blame himself for everything, so let it pass!The most important thing now is to grasp the moment and start over. He took a deep breath and told himself to be brave and face reality. He decided to take the 630 yuan and take his family to have a good meal. Start all over again and start a new life.
This case allows us to see the helplessness and sadness of ordinary people in the face of difficulties in life. However, even in the face of such a predicament, we cannot give up hope. Although this homebuyer lost his house, he learned a lot from the experience. He learned how to deal with life's setbacks and how to start a new life.
We can see that a dilemma in life does not mean failure. We cannot give up hope because of a setback. We need to learn from our failures and become stronger and more mature. Only in this way can we truly face the challenges of life.