Retirees receive pensions, so why do some people get extra pensions?
We all know that pensioners receive pension benefits on a monthly basis, and usually on time each month, in order to receive a pension – this is standard practice. But there are also a small number of pensioners who, in addition to receiving the most basic pension benefits, can also receive double pension benefits, what is going on?Why can they receive another pension?
In fact, the so-called double pension refers to the treatment of supplementary pension. Of course, there are also some pensioners who participate in the pension insurance for urban workers on the basis of enterprise pensions and occupational pensions. The form of payment and pension are completely different, in addition, the pension should be issued separately, and the social security pension should not be issued at the same time.
Many people think that they are receiving a double pension. In fact, strictly speaking, our social security is the first pillar of pension insurance, our enterprise or occupational annuity, equivalent to the second pillar of pension insurance, the third pillar of pension insurance is the current personal pension system. There's no problem with that.
However, some people can only participate in the pension insurance for urban workers, and they can only get the employee pension after retirement, and there is no so-called supplementary pension, because their work units do not give them to participate in the corresponding occupational annuity or enterprise annuity. Generally speaking, the vast majority of government institutions and institutions have occupational pensions, starting from October 2014, they have established an occupational pension system, you can get supplementary pension income after retirement, the specific pension treatment is high or low, it depends on your contribution level to decide.
As far as enterprises are concerned, the participation of employees is mainly in the form of enterprise annuity, but because of the enterprise annuity, it is not like our social security, is written into the social security law, so most of the enterprise units, especially some private enterprises, private enterprises, do not have the so-called enterprise annuity, so they will not be able to receive supplementary pension in the future, which is also the main reason why many people can not receive double pension.
However, in some large listed companies, including some directly affiliated listed companies, there are enterprise annuities, so that you can also get supplementary pension treatment after retirement. It is important to note here that the social security pension can be received for life, and every year with the growth of your retirement age, the level of pension treatment in the future will be higher and higher, but there will be no growth in occupational annuity and enterprise annuity, and it is not guaranteed to receive life, when your personal account is completed, you will no longer enjoy the corresponding treatment, so this is something to understand.
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