With the rapid development of society and the acceleration of urbanization, the real estate market has always been the focus of attention of investors and ordinary people. However, among the many property types, there are several types of homes that may become a "hot potato" in the future, and investors need to be cautious.
1. Small property rights.
Small-scale property refers to real estate that is built on collective land and does not have a land use certificate and pre-sale permit issued by the state. This type of property has attracted a large number of buyers in the past period of time because of its relatively low price. However, with the gradual tightening of policies and the improvement of regulations, the risk of small property ownership is also gradually increasing.
There is no legal title certificate for small property rights, and the rights and interests of buyers cannot be legally protected. In the event of a dispute, it is difficult for buyers to protect their legitimate rights and interests.
Secondly, there are often illegal construction and potential safety hazards in small property rights, and the quality of living cannot be guaranteed. Finally, the uncertainty of the policy also brings great risks to small property rights. Once the policy changes, the value of small property may drop significantly.
2. Suburbs**.
Suburb** generally refers to large-scale real estate projects that are developed in the periphery of a city. This type of property has been sought after by buyers in the past because of its advantages and beautiful environment. However, with the adjustment of urban planning and the increase in traffic congestion, the attractiveness of suburbs** is gradually decreasing.
First of all, the suburbs** tend to be far away from the city center and have little transportation. While developers promise a good transportation network in the future, the reality is often not as good as it could be.
There are relatively few living facilities in the suburbs, and shopping, education, medical care, etc. are inconvenient. Finally, the suburbs are more volatile and are greatly affected by policy and market factors. In the event of market volatility, the value of suburbs** may be greatly affected.
3. High-leverage investment housing.
Highly leveraged investment housing refers to properties that are purchased through a high debt ratio, usually for investment or rental. This type of property has been favored by investors in the past due to its high return on investment. However, with the changes in the market environment and the strengthening of financial supervision, the risk of highly leveraged investment housing is gradually increasing.
First of all, highly leveraged investment properties have a high proportion of debt, and investors may face greater repayment pressure in the event of market volatility or a decline in rental income. Secondly, highly leveraged investment housing has poor liquidity and is not easy to realize in a short period of time.
Once investors need capital turnover or encounter an emergency, they may face the dilemma of not being able to sell their house in time. Finally, the regulatory policy for highly leveraged investment properties is also gradually tightening, and it may face stricter financial regulations and loan restrictions in the future.
Fourth, shops. As a commercial property, commercial properties have been sought after by investors in the past due to their high rental yields and potential for appreciation. However, with the rise of e-commerce and the change of consumer shopping Xi, the store market is undergoing profound changes.
First of all, the rapid development of e-commerce has made more and more consumers choose to shop, and the traffic of physical stores has been decreasing. As a result, the rental yield and appreciation potential of the shops have been greatly affected.
Secondly, the retail market is becoming increasingly competitive, and investors need to invest more money and time to operate and manage the shops.
To sum up, four types of real estate, including small property rights, suburbs**, highly leveraged investment houses and shops, may become "hot potatoes" in the future. Investors should fully consider the risk factors and the impact of policy changes when choosing a property, make prudent decisions to avoid falling into difficulties.
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