Some clients have asked me the question, do I have to tell the truth about any illness I have had?
Will the insurance company really investigate?
Lao Chu will talk to you about this today
The insurance company will really investigate, and the medical insurance purchased by our company's broker himself, just because he has made a claim, the insurance company will go through his past medical records, large and small.
It didn't take long to buy a case and applied for a claim just after the waiting period.
If you suddenly buy a lot of insurance, or if you have a high sum insured. ️
High Sum Insured Cases.
The insurance company may investigate these cases or cases that are considered suspicious.
Insurance can only play a role in the principle of maximum integrity, most people's starting point is to bring protection to the family, in essence, it is a form of mutual assistance between people, and the survey is aimed at those few people who want to cheat insurance, or move crooked minds.
If these people are allowed to mix in, everyone will not agree.
The principle of truthful notification is limited informing, that is, those who ask will say, and those who do not ask will not be said.
Insurance is a contract signed between us and an insurance company, and the responsibilities and terms are the content of the contract and an important part of choosing an insurance product.
It is the basis for the settlement of claims.
There is also a provision in Article 16 of the Insurance Law, which means that the insurance company cannot terminate the contract after two years from the date of signing the contract if there is a failure to tell the truth.
However, not all insured events are eligible for claims.
Buying insurance is to protect against risks
Don't dig yourself a hole
I am the old man, the father of two babies.
There is an innate dullness to the world and human feelings.
I wish I was a dear daddy in the hearts of two babies. ️
I am an insurance broker in Zhengzhou Mingya.
I hope that I am trusted by my friends and a professional veteran.
If you have any insurance needs or questions, please feel free to consult us**.