What is your ideal retirement age?
Peng Xizhe, a professor at Fudan University, said that China's retirement age is too early, the average retirement age of men and women is less than 56 years old, and the life expectancy is more than 78 years old, and it will increase in the future, which means that many people will have nearly 30 years to receive pensions, and it is difficult to maintain the pension system according to the current income and expenditure limits.
Besides, I have a few questions for Professor Peng.
The first one, what's wrong with receiving a 30-year pension?Besides, isn't it a good thing that everyone has this 30-year pension, and if life expectancy increases, the elderly will be able to receive a few more years of pension and enjoy a few more years of happiness, isn't it a good thing?If the prolongation of life is to work for a few more years, then the sense of happiness must be greatly reduced, is this in line with the people's yearning for a better life?
The second, on the topic of maintaining pensions, is nothing more than either open source or throttling, right?China's economy creates huge wealth, makes economic development better, benefits the people more fairly, and fills the pension fund poolSince we have this ability to open source, why?Always thinking about throttling, besides, what you cut off is the well-being of the grassroots people.
Third, the legal retirement age in the United States is 67 years old, the United Kingdom is 66 years old, Germany is 65 years old, Japan is 65 years old, France is 64 years old, Norway is 62 years old, and Singapore is 62 years oldIt should be raised a little. So if the retirement age is on par with them, may I ask if the amount of our pension and various social welfare benefits should also be on par with them?
The fourth one for myself is that I was born in 1985, and I am expected to retire at the age of 64 or 65 according to the current expectationPlease give me a stable expectation, this is really important, what if I retire at 68?It shouldn't be a big problem, but if you retire at 70 or 72, then I'm going to start thinking about how to take care of it now. Of course, Professor Peng may have different strategies for different ages and different types of work, and we would like to hear about it.
Fifth, I have always believed that the truth becomes clearer the more it is debated, and we welcome all experts and professors to make suggestions and contribute wisdom on the basis of extensive research and careful argumentation. However, like some ideas that touch the public interest and move the cheese of the grassroots people, please think twice and say, you have worked hard!
Finally, I would like to ask, at what age do you want to retire?