In recent years, due to a variety of reasons, the real estate industry has been in a downturn, in order to change this situation, ** has also introduced a lot of relevant policies, including purchase restrictions, sales restrictions and subsidies for home buyers, and even lowered the down payment ratio!
Under the multiple favorable policies, the enthusiasm of the people to buy houses is still not very positiveSo what's going on here?In the next five years, will the house price be unaffordable or will it be arbitrary?
After the house is built, there are two functions, the first is that the public lived, a family only needs one house, of course, when the children grow up and get married to form another family, then they need to buy more houses.
Since the country's policy 20 years ago was family planning, there was only one child in the family, and if there were more, there were only twoThere are exceptions, of course, but most families have one or two children, and many families live together.
In fact, the demand for houses is not much, but for developers, houses are commodities, and of course they want the more expensive the house, the better, just in time for a wave of craze to fry the house to the sky.
For example, in first-tier cities, it is very common for a house to cost tens of millions, but such a ** is unimaginable for us ordinary people, and even we can't buy it for a lifetime, so we can only buy a house in our hometown, but at that time, the house in my hometown was almost one million.
So many families need a loan to buy a houseIt's a loan for decades on your back, and it's scary to think about!
As we all know, the birth rate in our country in recent years has not been very ideal, just in the 2022 survey,Of the 31 provinces in China, only 11 have been able to maintain a positive birth rate, and the remaining 20 provinces are all negative.
In order to solve this situation, the state has launched a three-child policy, hoping that everyone will work hard to have children and bring the birth rate back, but at present, the effect is very small.
The decline in the number of new students has a direct impact on housing prices, and with the fact that people are becoming more and more sober nowadays, it is inevitable that housing prices will fall.
Nowadays, regardless of the size of the city, there has been a decline in housing pricesSome people have even reduced the price by nearly 50% in order to sell their houses!
In Hegang, which broke the news on the Internet before, housing prices have fallen to the bottom, according to localsSome houses in Hegang only cost tens of thousands of yuan!
In response to this phenomenon, Ni Hong, Minister of Housing and Urban-Rural Development, also came to Beijing for a meeting, claiming that in 2024, "city-specific policies, one city, one policy, to achieve a balance between supply and demand of real estate".
As soon as such a policy comes out, it will completely relax the restrictions on housing prices, in such an environmentIn the next five years, there is a high probability that housing prices will find a relatively balanced **, so that more people have a house to live in.
I am afraid that sky-high houses like before will basically not appear again in the next five years, and we ordinary people will no longer have to take sky-high loans.
No matter how house prices fall and rise, all we can do is to continue to work hard to make money, and only in this way will we be more confident in the future!