The environment in which we live is constantly evolving and changing, and there are some important information that is relevant to our pensions and finances. Especially as the New Year's Day of the Year of the Dragon 2024 approaches, everyone needs to plan ahead for the various changes that may occur. Today, I'm going to introduce and analyze four of the most important pieces of information to help you plan your future life and work.
First, the background and impact of the adjustment of the social security payment base
First of all, a new dynamic that is about to change some of the rules of our lives is the imminent adjustment of the upper and lower limits of the social security contribution base. This will undoubtedly have an impact on our salary income, which may lead to a reduction in the actual wages received. But why is there such a change?There are two reasons for this.
On the one hand,The state ensures the livelihood of the majority of employees after retirement by adjusting the social security payment base. Secondly, it is also to encourage enterprises to pay employees' wages reasonably, which not only increases the labor cost of enterprises, but also improves employeesWelfare.
Regarding the specific figures, let's take Shandong, Shenzhen and Zhejiang as examples.
Shandong Province has tentatively set the upper and lower limits of the social security payment base in 2024 to be 21,207 yuan and 4,242 yuan respectively
From July 1, 2024, the minimum payment base for pension insurance in Shenzhen will be increased to 5,284 yuan, and the maximum ceiling will be 26,421 yuan
Zhejiang Province will adjust the lower limit of the social security base to 4,462 yuan from January 2024.
In the face of such changes, we must realize that the importance of social security as a long-term security cannot be ignored. While it may seem like wages are a little lower in the short term, in the long run, we will benefit from better social security.
There is also some good news to know.
Second: 2024 New Year's Day holiday arrangement and overtime pay calculation method
Next, we need to pay attention to the arrangement of the New Year's Day holiday in 2024. As for the specific length of the holiday, we already know, from December 30, 2023 to January 1, 2024, a total of three days, including two weekends.
Then, if you work overtime for three consecutive days during this period, you can get a lot of overtime pay according to the regulations. In particular, the overtime rate payable on New Year's Day was tripled, and the remaining two days were doubled.
Here, I would like to emphasize that each of us needs to be aware of our rights and interests, and when our overtime pay is violated, we need to protect our rights with relevant evidence.
Third: the possibility of related income before the Spring Festival
The period before the Spring Festival is the most anticipated time, as many companies will issue year-end bonuses during this period. According to the sharing of many netizens, their year-end bonus can reach about 100,000 yuan. This situation is not unique, and many companies have the habit of issuing year-end bonuses before the Spring Festival.
In addition, some benefits such as performance bonuses or subsidies will also be implemented before the Spring Festival. As for the amount of money, it depends on your luck and actual performance.
Fourth: Tax knowledge update and confirmation of preferential treatment for special additional deductions for individual income tax
On the occasion of the upcoming New Year's Day 2024, we need to pay attention to the information update on the special additional deduction of individual income tax. Here, I would like to remind you of the mistake of making mistakes: if you have an infant or preschool child, you need to be thereBefore December 31Confirm that the information is updated.
However, please note that it is not allowed to deduct the same infant or preschool education special deduction and preferential treatment according to the proportion of 100% in the name of both husband and wife. Generally, it should be 50% for each or 100% for one party.
We need to recognise that it is important to stay on top of the latest changes when it comes to investing, working and living so that we can make the right decisions. I hope that through the above analysis, we can help you better understand the important situations that may occur around New Year's Day 2024, and make corresponding plans and preparations.
In short, your financial plan needs to be dynamically adjusted in real time, and we will continue to provide the latest and most comprehensive intelligence, so don't miss any opportunities and information that affect your financial income, so let's welcome the upcoming Year of the Dragon in 2024.