This article**: The people**.
Accelerate the construction of affordable housing (policy interpretation).
The new round of construction is divided into two types: leasing type and placement type.
Reporter Ding Yiting.
People** December 23, 2023 Edition 02).
The first economic work conference held a few days ago emphasized that the "three major projects" such as the construction of affordable housing, the construction of public infrastructure for "flat and emergency purposes", and the transformation of urban villages should be accelerated.
Recently, China Development Bank issued a loan of 10 million yuan to the Shuanglong Xinju affordable housing project in Fuzhou, Fujian Province, marking the successful landing of the country's first placement affordable housing development loan. Who is the target of the new round of affordable housing planning and construction?By whom?How to manage?The reporter interviewed the heads of relevant departments and bureaus of the Ministry of Housing and Urban-Rural Development.
What is the focus of this reform?
Expand the new way of allotment affordable housing, and finally realize the best guarantee of basic needs, the market to meet multi-level housing needs, and establish a housing system that combines rental and purchase
According to the person in charge of the relevant departments and bureaus of the Ministry of Housing and Urban-Rural Development, the original housing security system is dominated by public rental housing and affordable rental housingAt present, on the basis of the original rent-based housing security system, the construction of affordable housing is divided into two types of affordable housing: rental allocation type and placement type, of which the rental allocation type includes public rental housing and affordable rental housing, and the placement type of affordable housing is allocated according to the principle of capital preservation and small profits.
In recent years, China's real estate market has developed rapidly, and the housing conditions of urban residents have been greatly improved. However, at the same time, the "two-wheel drive" of commercial housing and affordable housing has a long and short situation, and the construction of affordable housing is relatively lagging behind, accounting for a low proportion of housing supply, unable to meet demand, and there are obvious shortcomings. In particular.
In first- and second-tier cities, due to high housing prices, some wage earners cannot afford commercial housing.
Planning and construction of affordable housing is a major reform to improve the housing system and the best system, and to reconstruct the relationship between the market and security. The focus of this reform is to expand the new way of allotment type affordable housing, and ultimately to achieve the best guarantee of basic needs, the market to meet the needs of multi-level housing, and the establishment of a housing system that combines rental and purchase. The person in charge said.
Who are the groups covered for?
Focus on the introduction of talents from wage earners who have housing difficulties and low incomes, and implement strict closed management
Placement type affordable housing, with the family as the unit, can only purchase one set of affordable housing. So, which groups are included in the protection objects?
According to the person in charge of the relevant departments and bureaus of the Ministry of Housing and Urban-Rural Development, according to the requirements, the current focus of all localities should ensure two types of groups, one is the wage income group whose housing difficulties have not been solved and the income is not high, and the other is the scientific and technological personnel, teachers, and medical personnel that the city needs to introduce. Where conditions permit, other groups can be gradually covered.
At present, the specific conditions for the purchase of allotment affordable housing also depend on the next planning and requirements of the local government. The standard is to place the application in order according to the applicant's family income, housing, property and other factors, starting from the difficult groups and gradually expanding the scope.
It is reported that the new round of affordable housing planning and construction will implement strict closed management, and it is strictly forbidden to change the newly built allotment affordable housing into commercial housing into the market in any way and in violation of laws and regulations, let alone use affordable housing for profit.
The prohibition of affordable housing from being listed and trading and the implementation of strict closed management will be an important measure to distinguish between affordable housing and market-oriented housing, and the supply of affordable housing can be guaranteed to the greatest extent. The person in charge said.
What are the principles in the construction process?
Adhere to the "need to build", can use the stock of land and housing construction to raise. New housing new policy, old housing old method
In accordance with the relevant requirements, the city party committee and ** have the main responsibility for the planning and construction of affordable housing. Experts said that at present, the construction of affordable housing is facing many difficulties, and it is necessary to adhere to the problem-oriented and goal-oriented, use reform and innovation methods, and strive to solve a series of problems such as how much to build, how to build, how to balance funds, how to place sales, and how to manage.
The person in charge of the relevant department of the Ministry of Housing and Urban-Rural Development said that the construction of allotment-type affordable housing will adhere to the principle of "building according to demand". Local governments should scientifically determine the development goals of affordable housing according to their needs and formulate annual construction and fund-raising plans.
In view of the oversupply situation in some cities and individual areas, the person in charge said that it is possible to make full use of the approved unbuilt land recovered in accordance with the law, the judicial disposal of housing and land, and other construction to raise and place affordable housing, so as to avoid idle waste. At the same time, supporting policies involving land, finance and taxation and finance have been introduced one after another.
Experts said that the use of stock land and housing construction to raise affordable housing, on the one hand, can effectively reduce the cost of land, thereby reducing the allocation of affordable housing**;On the other hand, these stock land and houses are often located in better located plots, and the supporting facilities are relatively sound, which is conducive to achieving a balance between jobs and housingAt the same time, it can also revitalize the use of idle land and houses to avoid waste caused by repeated construction.
At present, most cities have submitted construction plans and construction projects for next year as required, and the Ministry of Housing and Urban-Rural Development is working with relevant departments to urge local governments to implement construction projects to specific construction plots, and at the same time do a good job in follow-up project reserves. Among them, some cities such as Shanghai and Fuzhou have started a number of projects.
It is reported that in the process of planning and construction of a new round of affordable housing, the principle of "new housing and new policies, old housing and old methods" will be adopted, and the original policies will continue to be implemented for the co-ownership housing and talent housing that have been placed before the implementation of the affordable housing policy.