China Development Bank announced today (19th) that it has granted 20.2 billion yuan, which means that the country's first placement type affordable housing development loan has been successfully landed, and a new round of affordable housing planning and construction in China is accelerating.
According to reports, the Ssangyong Xinju affordable housing project is the first placement type affordable housing project in Fuzhou City, which has completed the preliminary procedures such as planning and land supply, and will start construction in the near future.
For the first placement type affordable housing project, many Fuzhou citizens are looking forward to it. The relevant departments of Fuzhou City said that the next step will be to speed up the construction of new affordable housing. As the main financing bank for affordable housing construction in the country, China Development Bank said it will support more affordable housing construction in the future.
What kind of people do affordable housing focus on?
The new round of affordable housing construction is based on the family unit, and the target of the guarantee can only purchase one set of affordable housing, which focuses on the wage and salary income groups with housing difficulties and low incomes, as well as the introduction of talents and other groups needed by the city. According to the requirements, the current focus of all localities should ensure that the "old and new" two types of groups, where conditions permit, can gradually cover other groups, "one old" refers to the housing difficulties have not been solved for a long time, the income is not high wage income groups, "one new" refers to the city needs to introduce all kinds of talents, including scientific and technological personnel, teachers, medical personnel, etc.
At the same time, a prominent feature of the new round of affordable housing construction is that it has expanded a new way of placing affordable housing. At present, the specific conditions for the purchase of allotment-type affordable housing still depend on the next planning and requirements of the local government. Experts said that the standard must be based on the applicant's family income, housing, property and other factors in order of allocation, starting with the most difficult groups, and gradually expanding the scope. It should be noted that the placement of affordable housing should clearly implement strict closed management, prohibit the illegal conversion of newly built placement affordable housing into commercial housing into the market, and the affordable housing purchased by wage and salary groups shall not be idle for a long time.
Why is it not allowed to be listed and traded for new placement type affordable housing?
According to the requirements, the new round of affordable housing planning and construction will implement strict closed management, and it is strictly forbidden to change the newly built allotment type affordable housing into commercial housing and flow into the market in any way in violation of laws and regulations, let alone use affordable housing for profit.
The prohibition of affordable housing from being listed and trading, and the implementation of strict closed management will be an important measure to distinguish between affordable housing and market-oriented housing, which can ensure the supply of affordable housing to the greatest extent.
It should be noted that, in accordance with the requirements, in the process of planning and construction of a new round of affordable housing, the principle of "new housing and new policies, old housing and old methods" will be adopted, and the original policies will continue to be implemented for the co-ownership housing and talent housing that have been placed before the implementation of the affordable housing policy.