"Buying a house is the biggest investment. This sentence has been deeply imprinted in the hearts of countless people. In order to realize the middle-class dream, parents tighten their belts and save for a down payment;In order to maintain and increase the value, the white-collar couple moonshine and repay the 30-year mortgage.
Everything is for the sake of taking root in the city and letting the children go to a good school. However, the tide is always changing. More than ten years have passed, and the fruits of "housing for living, not speculation" have begun to emerge: housing prices in first-tier cities have stopped, second-tier prices have fallen below the bottom line, and ordinary people have gradually lost their dreams of buying a house. 
In the face of snowballing housing prices, their wallets have long been stretched. "House prices won't last forever, and sooner or later the bubble will burst. "The wise foresaw it, but no one knew that the rupture would come so quickly.
A sudden plague has made the people suddenly wake up to the future: without stable income, high housing prices have become a heavy burden. As a result, the enthusiasm for buying a house plummeted, and the data confirmed: the national willingness to buy a house fell to a record low.
Unlike ordinary people, who avoid real estate, capital sells off real estate: monitoring shows that the number of second-hand housing listings is at an all-time high. Countless investors have realized that the dream of maintaining and increasing value has been shattered, and real estate is no longer as attractive as it used to be. Capital was quickly withdrawn, and the common people could not afford to enter the market
Under such an imbalance between supply and demand, it is the general trend for housing prices to be stable. "There has always been a huge gap between buying a house and not buying a house. "That's true. Homeowners can settle in the city and enjoy all the benefits, while those who do not have a house can only wander on the periphery, and face the sadness of being forced to return to their hometowns every time the migration season comes.
However, in the past few years, the legislation on rental rights has made buying a house no longer the only way to settle down and educate. Beijing, Shanghai, Guangzhou and Shenzhen, took the lead in piloting "rent-purchase with the same rights". As long as the tenant is legally rented, the tenant and the landlord enjoy the same rights, can settle in the city, and their children can attend high-quality schools.
Renting a house has also become a "stepping stone" to the city, and it is no longer necessary to buy a house to live and work in peace and contentment. In the future, this policy is bound to radiate to more cities, so that the urban rights and interests of renters are no longer restricted. "The difference between buying a house and not buying a house will become smaller and smaller.
The insider finally told the truth. As house prices fall, the asset differentials between homebuyers and non-homebuyers are no longer significant;With the legislation of rental rights, the benefits enjoyed by the two cities are also similar to equality.
In the coming decades, buying or not buying will only be a matter of personal preference, and buying a house will no longer be a necessity in the city. Finally, ask yourself: buy a house or rent a house?Make your choice peacefully according to your own needs. You don't have to vigorously pursue your dream of "having a house", and you don't have to worry about losing your privileged life if you don't have a house.
Because unlike it used to be, property no longer determines your sense of belonging to the city. In a stable and inclusive city, you and I can live in peace.