Can the two-limit house be transferred to the children?
No. No. If the two-limit house can be transferred to the children, it must first be determined that if the purchased house is transferred five years after obtaining the house ownership certificate, the equivalent of land income shall be paid according to a certain proportion of the difference between the price difference between the ordinary commercial housing and the limited-price commodity housing in the same lot at that time.
The cost of transferring a house to a commercial house is limited to two limits
1. Pay deed tax.
The deed tax for non-ordinary residential buildings is levied at 4%, and the standard for ordinary housing is 15% levy, and 1% levied on the contract of ordinary housing of 90 square meters and below for the first time of an individual. The specific charging standards vary slightly from city to city.
2. Land revenue.
The conversion of two-limit houses to commercial houses shall be handed over to land income according to 35% of the difference between the guide price of ordinary commercial houses in the same area and the ** difference between the two-limit houses.
3. Housing maintenance**.
Two-limit brick commercial housing shall be paid to the sales unit for maintenance at the rate of 2-3% of the purchase price**.
4. Housing property registration fee.
Two-limit brick commercial housing is 80 yuan for residential units, 550 yuan for non-residential buildings, 5 yuan for license stamp duty, and 10 yuan for production costs.
The method of converting two-limit houses into commercial houses
1. The purchased price-limited house can be converted into commercial housing. According to the relevant regulations of the state, after purchasing a limited-price house, it can be converted into an ordinary commercial house, but there are certain conditions. According to national regulations, the conversion of price-limited housing into commercial housing may be able to be converted into commercial housing after 5 years, and the transaction tax of price-limited housing is the same as that of ordinary commercial housing.
2. The construction area of price-limited housing units shall be controlled in the proportion of one-bedroom and two-bedroom housing units to the total number of housing units below the regulations.
3. At the same time, if the family with limited price housing has other housing, it can only apply for limited price housing after the housing transfer registration procedures for the limited price housing are completed. Moreover, the price-limited house should be approved as a family asset in accordance with the contract transaction**, but the reasonable loan repayment, property fees, special maintenance funds, renting, medical treatment and other related expenses of the family applying for the price-limited house should be deducted.
The benefits of converting a two-limit house to a commercial house
1.After five years, it is possible to trade freely without any restrictions, which makes the property more liquid.
2.If you need a loan to enter the ** house, you can enjoy the same treatment as ordinary commercial housing, including a lower down payment ratio and a higher loan amount.
3.After the transfer of commercial housing, if the property appraisal is required, the appraisal value will usually be higher, which can increase the value of the house to a certain extent.
4.For individuals who wish to mortgage their home, they can get a higher mortgage amount after switching to a commercial house.