Recently, a thunderstorm incident called Zhongzhi Group shocked the entire market.
The high-net-worth customers involved in this incident reached 150,000 people, with a total amount of 230 billion yuan, and the loss of each company reached the level of 10 million yuan. As the Evergrande of the financial industry, Zhongzhi focuses on wealth management, with an asset management scale of nearly one trillion yuan.
However, the strategy of raising funds through its wealth management companies, investing them in listed companies, and then **selling** to make profits has exposed its non-sustainability.
The rupture of the capital chain has led to huge losses for investors.
This incident has once again raised concerns about the financial markets, and also called for how we should avoid similar risks and find safe investment ideas. In recent years, there have been frequent explosions in the financial market, and one of the key factors is the issue of the trust layer.
The so-called trust layer problem, that is, investors hand over funds to wealth management companies, and wealth management companies invest them in listed companies, and there are risks in this process. Once the listed company is unable to give a reasonable return, or loses money due to poor management, then the wealth management company will not be able to pay the principal and income to investors.
Such a superposition of trust layers, once there is a problem in any of these layers, it will also affect the whole body, leading to the rapid spread of financial risks. At the same time, tensions between China and the United States are also one of the important triggers for the rupture of the capital chain.
It is with the help of Sino-US friction and related policy changes that Zhongzhi Group will invest the funds raised through its wealth management companies in listed companies, and then sell them to make profits. However, this kind of trading, which is based on earning the spread, is too complicated for most investors and is prone to a high-risk situation.
When the capital chain is broken, investors realize that they are passive, and the losses are irreversible.
In the face of financial market volatility and more frequent thunderstorms, how should we, as ordinary investors, respond?First of all, we need to realize that it is very important to avoid investments that we do not understand.
Investing is not a simple game, it requires our ability to understand and grasp deeply. If we don't understand how an investment product works, then it's best not to invest blindly so as not to fall into risks that we can't control.
Second, we need to be wary of complex transactions. Complex transactions often appear to be relatively profitable, and many people are attracted to them because of this.
However, there are often greater risks behind complex transactions. In investment decisions, we should be guided by rationality, put safety and stability first, and avoid the huge risks brought about by the blind pursuit of high returns.
Finally, we need to recognize the essence of making money with assets. Investment, whether it is the choice of ** or other financial management tools, is ultimately to achieve asset appreciation and wealth preservation.
Therefore, in investment, we should pay attention to risk control, reasonably diversify investment risks, and reduce the possibility of losses. In addition, we should also maintain sensitivity to the investment market and adjust our investment strategies in a timely manner to adapt to market changes.
The thunderstorm incident in the planting system has sounded the alarm bell for us, which not only reveals the truth behind the rupture of the capital chain, but also makes us realize the ever-changing risks in the financial market. As ordinary investors, we should be wary of pitfalls, do not blindly follow the trend, but take the initiative to understand the mechanism behind investment products, and maintain rational thinking to ensure the safety of our wealth.
Only in this way will we be able to remain steadfast and stable in the ever-changing investment market. In this risky investment world, only when we always adhere to the principle of rational investment, actively acquire knowledge, and continue to learn Xi, can we truly know ourselves and our opponents, and win all battles.