Recently, the Ministry of Housing and Urban-Rural Development, under the leadership of Minister Ni Hong, has successively introduced a series of real estate policy measures, including recognising houses without loans, reducing down payment ratios and interest rates, and supporting residents to purchase individual income tax policies for housing purchasesSecond-hand housingBrokerage fees for buying and selling, etc. The implementation of these policies has achieved positive results and has played a certain role in promoting the stabilization of the real estate market.
According to the data, from January to November this year, the transaction volume of first-hand real estate in the country fell by 8% year-on-year, howeverSecond-hand housingThe number of transactions has risen by 40%, showing that the activity in the real estate market has not decreased, but has increased, justDeal structureThere has been a change. Second-hand housingIt accounts for more than 37% of the total real estate transactions.
In addition, for the work of "guaranteeing the delivery of buildings", Ni Hong said that the work is progressing solidly, and it is necessary to stabilize market expectations and maintenanceBuying a houseThe legitimate rights and interests of people have played a positive role. The Ministry of Housing and Urban-Rural Development also said that next year it will continue to optimize the real estate policy, strengthen the main responsibility of the city, and further increase the support for the first and improved housing policies to help the people get benefits. At the same time, it is necessary to continue to do a good job in ensuring the delivery of buildings, ensuring people's livelihood and ensuring stability, and meet the reasonable financing needs of non-leading enterprises without discrimination.
InShanghaiThe new housing market has been affected by the latest new policy, and the actual number of projects seen and sold by developers has increased compared to before the new policy was introduced. For example, one in Songjiang DistrictNew developmentInShanghaiThe new policy was officially opened shortly before it was introduced. In recent times, there wereBuying a houseFrequent visits.
According to the new policy, in:ShanghaiThe Lingang New Area of the Free Trade Zone and six administrative districts including Jiading, Qingpu, Songjiang, Fengxian, Baoshan and Jinshan have implemented differentiated policies, and the down payment ratio for second homes has been reduced to a minimum of 40%. Industry insiders said that since the implementation of the policy of "recognising houses but not loans" began in SeptemberShanghaiThe overall situation of the market has shown a trend of stabilization and recovery. After the policy optimization, it is expected to further enhance the activity of the real estate market and promoteSecond-hand housingand the removal of new houses.
In Beijing, there are some new changes in the real estate market. AlthoughSecond-hand housingThere is a strong wait-and-see mood in the market, but the new housing market has also seen some positive changes due to the impact of policies. On December 14, Beijing issued a new round of new policies for the property market, adjusting the first and second housing unitsPersonal Housing LoansMinimumDown paymentThe ratio has been optimized and adjusted for mortgage interest rates, loan tenure and general housing standards. After the release of the New Deal, many haveBuying a houseInterested citizens have come to see the house.
At a sales office in Fangshan District, Beijing, the reporter noticed that although it was a weekday morning, many people still came to visit. After inquiry, most of the population includes customers who have improved sexual needs and those who want to buy their first home. The sales staff at the sales office said that the new policy has been reducedBuying a housethreshold, which expands the space for choice and reduces the burden of loan repayment, stimulatesBuying a housePositivity. At present, the number of consultations, the number of visits and the number of sales have increased to a certain extent. However, it is also worth noting that this is not the case for all new housing projects, and some properties still have less traffic. Industry insiders pointed out that it has only been a week since the promulgation of the new policy, and it will take more time for the market to recover.
From the above data and reports, it can be seen that the real estate market has been attracting attention in recent years, and a series of policy measures have been introduced to stabilize the order and promotion of the real estate marketBuying a houseThe well-being of citizens. The recent policy measures such as recognising the mortgage and reducing the down payment ratio and interest rate have shown positive effects in the market, so that the transaction volume can be maintained at a certain level, andBuying a houseto enjoy more preferential policies.
The implementation of these policies has promoted the activity of the market to a certain extent, especiallySecond-hand housingIn the market, its trading volume showed a contrarian upward trend, which further improved the level of market decentralization. At the same time, the solid progress of the work of ensuring the delivery of the building is also forBuying a houseThe protection of people's rights and interests provides a positive guarantee.
In the future, the Ministry of Housing and Urban-Rural Development will continue to optimize real estate policies, strengthen the responsibilities of cities, and support the adjustment of real estate policies according to local conditions. For first-time and improved housing buyers, the policy will continue to give more support to more peopleBuying a houseaffordable. The work of ensuring the delivery of buildings, ensuring people's livelihood and ensuring stability will also continue to be strengthened to maintain the stable development of the market.
Overall, the introduction of real estate policies has had a positive effect on the sales of first-hand houses. And the changes brought about by these policies are important for:Buying a houseIt is good and will also help promote the stability and development of the real estate market. With the further optimization and implementation of the policy, it is believed that the real estate market will further recoverEconomydevelopment and the well-being of the people will contribute even more.