At the moment of our countryMedicareThe reform work has been completed in most areas, but there are still a few areas that have not yet been completedMedicarereforms, among which retireesMedicareThe method of crediting the refund is the same as that of the person in questionPensionsIndependent. According to the regulations,MedicareThe rebate is inMedicareThe reform areas can be divided into three ways: according to the monthly quota, according to the age of the phased classification, according to the local per capita in the year of reformPensionsHorizontal fixed proportional indication. The exact type of entry varies depending on where the retiree is located.
For the local per capita in accordance with the reform yearPensionshorizontal fixed proportion of the area into the area, most of the areaMedicareThe proportion is as: 5% and 28%。It should be noted thatMedicareThe base amount is not personalPensionslevel, but per capita in the year of local reformPensionsLevel. Since the inclusion ratio and the inclusion base are uniform in the same area, retirees in the same areaMedicareRebates are also uniform.
In the case that has not yet been completedMedicareReform of the region, retireesMedicareThe way of entry is usually the same as the personPensionshook, according to the personPensionsA fixed percentage of returns. But it should be noted that different regions are monthlyMedicareThe rebate rate is also different. According to the regulations in most regions,MedicareThe rebate rate is usually between 4% and 7%. For example, Shaanxi Xi'an according to myselfPensions5% of the indeedMedicare, Jinan, Shandong Province in accordance with mePensions4% of the allocationMedicare, Wuxi, Jiangsu Province in accordance with myselfPensions7% of the intakeMedicare, Nanjing, Jiangsu Province in accordance with mePensionsof 54% is includedMedicare
Here's an example: Suppose a retireePensionsfor $3,600, localMedicareThe method of entry is according to the personPensionsof 48% is credited, then the retiree can get it every monthMedicareThe rebate is 3600*48%=172.$8.
In simple terms,MedicareThe amount of the rebate is inMedicareThe reform areas are unified, while in the areas that have not yet been reformed, the specific amount is the same as that of retireesPensionsas well as localMedicareProportional to the allocation. If a retireePensionsHigher, localMedicareThe proportion of allocations is also higher, then monthlyMedicareThe rebate will also increase accordingly.
After retiring in 2024, retirees will face:MedicareThe issue of rebates. According toMedicareProgress of reforms,MedicareThe crediting method and return rate will be different. If the location has already been completedMedicareReform, thenMedicareThe rebate will be returned in accordance with the local regulations, usually according to the local per capita in the year of reformPensionsHorizontal fixed proportional indication. If the location has not yet been completedMedicareReform,MedicareThe refund will be based on the person in questionPensionsand localMedicareProportional to determine.
Retirees can be calculated according to their own circumstancesMedicareThe specific amount of the rebate in order to reasonably plan the economic income. In addition, withMedicareWith the in-depth promotion of reform and the continuous adjustment of policies, retirees also need to pay attention to the changes in relevant policies in a timely manner in order to enjoy themMedicareAt the same time, it is better to protect itselfMedicalDemand.
MedicareRebates are an important source of income for retirees**. InMedicareReform of the region, the amount of which is uniform;And in areas that have not yet been reformed, it is with mePensionsand localMedicareProportional to the allocation.
With the continuous deepening of social development and reformMedicareThe system is also constantly improving. Retirees need to think more than just when planning their retirementPensionsincome, but also to be fully understoodMedicarepolicy, reasonable arrangementMedicalProtection, avoidance of causesMedicalIt is expensive and burdensome for yourself and your family.
For me personally,MedicareThe issue of rebates is also a matter of concern. After retirement, I will plan myself reasonably according to the specific situation of the locationMedicareguarantee to ensure that you can enjoy what you deserveMedicalWelfare. In the meantime, I'll be paying close attentionMedicarePolicy changes, timely understand and adapt to the adjustment of relevant policies, so as to adjust their life and economic plans at any time, and create a better retirement life for themselves and their families.