In the next two to three years, nearly 40% of China's families may face these four "troubles" Is it true?
Some people predict that in the next two to three years, nearly 40% of China's families will be troubled by the four "troubles", and we, ordinary people, should be mentally prepared in advance.
With the rapid development of Chinese society and the increasing aging population, many families are facing various problems and they are experiencing difficulties in life.
In the next two to three years, nearly 40% of Chinese households will face "troubles" in four aspects: education, housing loans, pensions, and job changes.
With the continuous growth of China's economy and the gradual improvement of people's quality of life, the problem of education has become a problem for many families. According to the data, currently, a total of 1More than 200 million students, and the competition for higher education is unprecedentedly fierce.
Students must work harder if they want to get into their dream university. What is even more troubling is that due to the imbalance of educational resources, many people do not have equal opportunities.
1. The issue of supporting the elderly.
With the deepening of China's aging population, the problem of old-age care is becoming increasingly prominent, and it is also a very thorny problem for many elderly people and their families. At present, there are various forms of old-age care in China, including nursing home care, family care, and child support.
In the family pension, it is necessary to have a comprehensive understanding of the physical condition of the elderly and their specific needs, and carry out relevant preferential treatment in terms of policies and taxes, so as to give more care to the lives of the elderly.
It is necessary to have a comprehensive understanding of the physical condition of the elderly and their specific needs, and at the same time refer to the preferential policies in terms of policies and taxes, so as to give more care to the lives of the elderly.
2. Stimulate house purchases.
The demand for housing has been declining in recent yearsTherefore, the best in various places are trying to stimulate people's housing, such as raising the housing provident fund, reducing the down payment, reducing the housing loan interest rate, and so onBut is it true that people can't afford to buy a house?Or simply want to buy a house, and the results are obviousBuyers are reluctant to buy, there are not enough houses, and the local ** can only continue to sell land and build buildings in order to increase taxes, which is a vicious circle.
Third, the cost of education has skyrocketed.
Education is a challenge for every family. In the next two to three years, the cost of education in schools will continue to rise, and the financial pressure on families will increase. For example, a parent wants their child to start school early, but cannot afford the high cost of nursery and primary school.
The high cost of education is now a burden for many families. Especially in recent years, the country's economic situation has not been very good, and the economic pressure has been increasing. Tuition, tutoring, kindergarten, training, etc.
4. Medical expenses**.
An ageing population will also lead to higher healthcare costs in the future. According to the data, the medical expenditure of people aged 65 and over is much higher than that of other age groups. As a result, ageing will bring higher healthcare costs.
For example, for some common diseases, the financial burden of patients can be reduced by increasing the reimbursement ratio of medical expenses, but for some rare diseases,It will limit the payment of medical expenses, thus making the patient's medical expenses higher.
Fifth, it is difficult to find employment.
In recent years, the problem of employment difficulties has also attracted increasing attention, especially under the influence of the epidemic, many people's jobs have been impacted
According to the analysis of the country's employment situation in 2020, there is a lot of employment pressure in China's job market in general, and there are few job opportunitiesIn particular, young people and those who are new to the workforce are facing a lot of employment pressure.
This is especially true for work with relatively simple technology. For example, many workers and couriers on the assembly line can be replaced by automatic robots.
And now, in order to solve the employment problem of college students, ** has begun to implement the policy of affordable housing nationwide.
Whether you are a college student or an office worker, you can sign up. The rent that has cooled down will be robbed of a large part again, and at that time, landlords will no longer live on rent as before.
Summary: At present, the interest rate of bank loans is constantly decreasing, but the cost of holding a house for families with multiple suites is rising, mainly because,Even if the house is vacant, there is a strata fee, and the strata fee increases every year
Property tax is also coming, and more cities will participate in the pilot work of property tax in the future, when the cost of owning a home will increase for families who own multiple properties.