When a financially disadvantaged family faces the challenge of a serious illness, the patient is not only physically tormented, but also involves financial difficulties, high medical costs and long-term ** process often make the patient and their family feel stressed and helpless, at this time many people will think of serious illness fundraising. Although the amount of donations from a single person may not be high, as long as there are many donors, the patient will still be able to get good help in the end.
According to the data report, 57% of the patients seeking help for personal serious illnesses came from third-tier cities and below, and 60% of the patients seeking help chose to seek medical treatment in other places due to medical conditions (including inter-city and inter-provincial medical treatment within the province). In recent years, more and more people are willing to donate to help patients with serious illnesses around them and alleviate the financial difficulties they face on the long road to medical treatment.
For a long time, the personal serious illness relief platform has been playing the role of "emergency relief". Patients who want to start fundraising in Shuidi Raise first need to submit materials, which mainly include: the patient's identity information, disease diagnosis, proof of the patient's family's financial status, etc., which must be submitted to the platform for review, and the submitted fundraising materials can be officially launched after the review is passed.
In the withdrawal process, Shuidi Chip is generally required to fill in the collection account and supplement the withdrawal information, usually requiring the provision of admission records, examination reports, medical bills, admission and discharge records, bank account information, etc. There is no requirement for the number of withdrawals, directly through the water drops*** in my water drops - my fundraising withdrawals - manage my fundraising - withdrawals, the withdrawal application will enter a 24-hour publicity period after passing the review, and there will be no objection to the publicity, and the payment will be made within 1-2 working days.
Recently, there has been a gradual increase in the discussion about the fees charged by water drops. According to the information, Shuidi will charge 6% of the user's withdrawal amount as a service fee, and third-party platforms (WeChat Pay, etc.) will also charge 06% payment gateway fee.
For example, if a patient raises 10 yuan through the water drop, then when withdrawing, only 0 will be paid to the water drop6 yuan, the channel fee that needs to be paid to the third-party payment platform is 006 yuan, the patient himself gets 934 yuan.
Why did Shuidi start charging service fees?According to public information, as more and more patients with serious illnesses choose Shuidi Chip, the pressure on the platform's operating costs is also rising sharply, and Shuidi Chip has been in a state of loss since its launch. It is reported that the service fee charged by the platform will be used for sustainable operation and development, covering the cost of technology, operation and capital security.