Harmony Health Insurance Company is reliable. Harmony Health Insurance Co., Ltd. (hereinafter referred to as "Harmony Health") was officially opened in 2006 with the approval of the former China Insurance Regulatory Commission, and is one of the national and professional health insurance companies. As of the end of 2022, the company has a registered capital of 13.9 billion yuan, and has 15 provincial-level branches and 42 branches and sub-branches across the country, basically forming a nationwide service network.
Harmony Health Insurance Company's business scope covers health insurance products, including sickness insurance, medical insurance, nursing care insurance, disability income loss insurance and accident insurance. In addition, the company's shareholders include well-known companies such as Fujia Group, and it is reported that Fujia Group acquired a 51% stake in 2020 and became the controlling shareholder of Harmony Health Insurance Company.
It should be noted that although Harmony Health Insurance Company is a formal and legal insurance company, there are still a few things to pay attention to when purchasing insurance products:
1.Learn about the coverage and claims process of your insurance product. Before purchasing an insurance product, you should carefully read the terms and conditions of the insurance plan to understand the coverage of the insurance product, the claims process and the associated costs. If in doubt, you can consult your insurance company and seek professional advice.
2.Fill in the personal information and health notices of the insured and the insured person correctly. When purchasing an insurance product, it is important to fill in the personal information and health notices of the policyholder and the insured accurately. If there is any concealment or misrepresentation, it may affect the insurance company's underwriting and claims decision.
3.Understand the credibility and after-sales service of the insurance company. When buying insurance products, you should understand the credibility and after-sales service of the insurance company, and choose an insurance company with a good reputation and high-quality service. At the same time, understand the complaint channels and *** of the insurance company so that you can solve problems in a timely manner.
4.Properly assess your own risk tolerance and insurance needs. When purchasing insurance products, you should reasonably assess your risk tolerance and insurance needs, and choose the insurance product that suits you. At the same time, avoid blindly pursuing high sum insured or high coverage, so as not to cause financial burden.
5.Pay attention to the renewal and premium adjustment of insurance products. When purchasing an insurance product, you should pay attention to the renewal conditions and premium adjustment rules of the insurance product. Some insurance products may have difficulty in renewing or adjusting premiums, so you need to understand and plan in advance.
In conclusion, Harmony Health Insurance Company is a formal and legal insurance company whose business scope covers health insurance products. When purchasing insurance products, it is necessary to pay attention to understanding the coverage and claim process of insurance products, filling in personal information correctly, understanding the reputation and after-sales service of insurance companies, reasonably assessing your risk tolerance and insurance needs, and paying attention to the renewal and premium adjustment of insurance products.