There may be problems in 2024!Retirees will face a big challenge, so be prepared early!
As we all know, our country has an elderly population of more than 200 million, that is, at least a dozen out of every 100 people are aged 60 or above. In fact, this number already tells us very clearly that our country is facing an aging population. Under the double whammy of an ageing population and a declining number of new births, our seniors will have a more difficult and difficult retirement life in the future, or they will face great problems.
Some people may say that as long as the pension is sufficient, retirement in the future will not be a problem. In fact, as demographics evolve, the impact is manifold. These include the following:
The first is the lack of old homes. We have long known that there is a serious shortage of residential care homes for the elderly. On the one hand, the elderly are reluctant to go into nursing homes, and on the other hand, the cost of nursing homes is too high for many people to live in. In this case, the development of elderly care institutions is slow. However, the rate of population aging is accelerating, while the number of nursing homes is not increasing fast enough. In this way, nursing homes are naturally in short supply, and private nursing homes are faster and more unbearable.
Secondly, there are fewer aged care professionals. As the number of newborns begins to decline, when many families have only one child, the child naturally becomes the center of the family, which means that, in general, everyone will go out of their way to take care of their child. For elderly caregivers who work more, it will naturally not become everyone's first choice of work. What's more, many children have been raised by their parents for a long time and simply cannot endure the hard work of elderly caregivers. No one wants to take on such a job, which naturally leads to a shortage of professionals.
Third, the pressure on pension has increased. For many people who are already 60 years old, most of their income** will be significantly reduced. Many people have to rely on pensions to get by. However, with today's standard of living, many people's pensions are not enough to provide for the elderly. So much so that many elderly people are still working around the clock to earn money even when they reach the age of 60.
Another aspect is that many families have only one child, and in order to help the child, parents will do everything they can to reduce the pressure on their child. As a result, some parents sometimes have to take out a portion of their money to subsidize their children while saving money. It is conceivable how much pressure the elderly who are receiving pensions now.
So, since we are facing these problems, how can we solve them?
For people in their 60s, I think the body is the most important thing. No matter how much money you have, you need a good body. With a good body, you can live longer after retirement. Even if the standard of living is poor, you will feel happy and satisfied because you have a good body. Therefore, as you get older, you should also pay attention to doing more physical exercise.
Additional income is also required**. If the children in the family are financially well-off, they may be able to be supported by the children. If the pressure on the children is also high, the elderly themselves also need to have a certain income**. In this regard, older people in rural areas may have easier access to some income. For example, they can continue to cultivate their family's fields and earn some income from their crops. Alternatively, they can grow some fruit trees at home and get some income from the fruits.
As a farmer, I personally believe that it is better for the elderly in rural areas to plant dozens of fruit trees. On the one hand, the workload is not large, and on the other hand, there is no need to pursue a high level of management. Every other year or so, there is some income.