The old people in the countryside made great efforts for the development and construction of the country when they were young, but now they are facing a dilemma that cannot be compared with the old people in the cities. The elderly in urban areas can receive a pension of three to four thousand yuan a month and live a decent life, while the elderly in rural areas can only rely on their own labor every day to make ends meet, and live a hard and difficult life. This makes the issue of old-age care for the elderly in rural areas a focus of attention. Some of the solutions proposed by some experts to address this problem are described below.
At present, rural endowment insurance has been merged with urban endowment insurance, which is divided into 15 grades of endowment insurance payment grades. Farmers can choose the appropriate grade to pay pension insurance fees according to their own economic affordability. According to the current policy, pay more and pay more, pay more for a long time, that is to say, farmers can choose the highest grade of pension insurance to pay according to the actual situation of their families, and after meeting a certain number of years of payment, they can receive the corresponding pension every month after the age of 60. This approach is feasible in the current economic situation of rural people. However, for some disadvantaged groups with lower incomes, this approach may increase the financial burden and lower the standard of living, and there are still some people who feel that the payment level is not satisfactory. So how do you solve this problem?
In view of this situation, it is recommended to be more humane in the design of pension insurance policies, which can provide special subsidies or reduce the premiums of low-income farmers. In addition, we can increase the publicity of endowment insurance, so that farmers can fully understand the importance of paying endowment insurance, so as to improve their enthusiasm for participation.
At present, the pension of the elderly in urban areas is generally about 3,000 yuan, and the pension of retirees in some management is even as high as about 10,000 yuan. This is in stark contrast to the pension of only more than 100 yuan per month for the elderly in rural areas. In order to achieve the goal of social equity and common prosperity, some experts and scholars believe that the state should cut some of those high pensions and use them to increase the pensions of the elderly in rural areas. In this way, we can not only narrow the gap between the rich and the poor among the elderly, achieve social fairness, but also solve the problem of low pensions for the elderly in rural areas.
Regarding this proposal, some people are worried that the reduction of urban pensions will cause social discontent and resistance, and that urban seniors should enjoy their due rights and interests because they have made corresponding efforts and contributions during their working years. Therefore, we can determine the magnitude and scope of the cuts through in-depth research and scientific principles to ensure fairness.
After retirement, the elderly in urban areas can enjoy a series of preferential policies and higher pension benefits provided by the state, while the elderly in rural areas do not receive the same treatment, which is inconsistent with their contributions and efforts to the country's economic construction. Some experts and scholars suggest that the state should treat the retirement of the elderly in rural areas on an equal footing with the elderly in urban areas. ** A part of the funds should be allocated from the treasury to provide subsidies for the elderly in rural areas, so that they can enjoy the advantages brought by the retirement system comparable to the elderly in urban areas and the dividends of national economic development.
However, some are concerned that doing so will increase the financial pressures on the ** and could lead to a lack of resources in other areas. Therefore, it is necessary to take into account fiscal sustainability when implementing and find appropriate ways and channels to raise funds, such as increasing taxes and channeling social capital.
Solving the problem of old-age care for the elderly in rural areas is a complex and cumbersome task. However, through the three methods of multi-benefit, balance and support, we can provide better old-age security for the elderly in rural areas. At the same time, we should also strengthen our attention to and support for the problems of the elderly in rural areas, and introduce more targeted policy measures to solve this problem. Only with the joint efforts of the society, society and all citizens can we achieve a comprehensive solution to the problem of old-age care for the elderly in rural areas, so that they can live a happy and secure life in their old age.