Chinese people have always been known for their love of saving money, which is also one of the traditional virtues of the Chinese nation. However, for the deposits of the elderly, the withdrawal process has become very cumbersome. Recently, it has been proposed to add the information of the second withdrawal order person when the elderly make deposits, so that the elderly can more easily withdraw their deposits after accidents. This proposal is intended to address the current situationBanksThe problem of being too strict on the withdrawal of deposits is of great significance for the convenience of the elderly and their children. This article will focus on the rationality of this proposal and give in-depth consideration to the relevant issues.
Currently, in China,BanksThe requirements for withdrawing the deceased's savings are very strict, and the family must provide a death certificate, the depositor's identity card and materialsNotarizationbooks in order to withdraw the deposit. This provision undoubtedly increases the difficulty and cumbersome procedures for children to withdraw money. A lot of old people's deposits are stuck because of thisNotarization, causing the children to suffer from cumbersome procedures, and even pay 2%.NotarizationFee. This situation makes it impossible for the old man's savings to flow in time, rightRetirementBoth the security and the aftermath are troublesome. Therefore, it is necessary to improve and refine the current withdrawal regulations.
Under the current rules, if the children of the elderly do not know that they existBanksSavings, or if the old man does not set up an heir, this part of the deposit will become owned by the state, further causing the stagnation of wealth. Therefore, it has been proposed that the information of the person in the second order of withdrawal should be set when the elderly make deposits, so that the children can withdraw money more easily after the death of the elderly. This not only facilitates the use of savings for the elderly, but also provides convenience for the children. In addition,BanksIf this proposal is adopted, it will not only demonstrate care and respect for the elderly, but will also help to promote itBanksGood relationship with the elderly.
While this proposal may raise some concerns, it is intended to accommodate the special needs of older people, not to create any segregation and inequity. withSocialof progress,BanksServices should also be continuously improved to meet the needs of different groups. Protecting the rights and needs of older persons has becomeSocialThe important issue of development, adding information on second drawers is undoubtedly a striking move, in line with the requirements of the times.
At the same time,BanksIf this proposal is adopted, it not only shows care and respect for the elderly, but also conveys a caring and warm attitude. Older people tend to feel it in later yearsSocialindifference and negligence to them, whileBanksAs a service enterprise, it should take on moreSocialResponsibility and care. By providing convenient, user-friendly services,BanksIt can make the elderly feel their importance and value, and promoteSocialof harmony and harmony. This not only contributes to the well-being and satisfaction of the elderly, but also:BanksEstablish a good corporate image.
However, despite the wide range of benefits and positive implications of this proposal, concerns have been expressed about it. These people are concerned that the addition of the second withdrawal order will lead to dissatisfaction and complaints from others, believing that it may lead to disputes and disputes. However, we cannot only focus on immediate interests and ignore the actual needs and rights protection of the elderly. The original intention of this proposal was to care for and respect the elderly, and to provide them with better services and care. withSocialdevelopment,BanksAs a service enterprise, it must continuously improve its service system to meet the needs of different groups.
Only through continuous improvement,Banksin order to really get close to the elderly, meet their actual needs, and becomeSocialAn important support for harmonious development. Therefore, the addition of information on the second withdrawal order is a practical suggestion, which not only solves the problems caused by the current regulations, but also reflects the attention to the special needs of the elderly. Through the implementation of this recommendation, we can create more convenience and warmth for the elderly for theirlifeMake a difference for the better.
In addition to adding the information of the second payer, the elderly should also make a will as soon as possible when they are healthy and clear-headed. in the Chinese nationConventional wisdomWills are often considered a symbol of short-lived life and are considered taboo. However, it is very important for the elderly to make a will as early as possible. By making a will, the elderly can clearly stipulate how their debts and property are divided, avoiding unnecessary conflicts and disputes. This is of great significance for future generations to get along and for family harmony.
In the process of making a will, the elderly can not only arrange their property reasonably, but also consciously avoid family disharmony. By making a will as soon as possible, the elderly can save many troublesome affairs of subsequent inheritance and separation, which is a relief and guarantee for the elderly and their children. Therefore, we should actively promote the concept of early wills for the elderly and provide them with relevant informationLawsand institutional support.
In China, the handling of deposits for the elderly has been a matter of concern. In order to solve the problem that the current deposit withdrawal regulations are too harsh, it has been proposed to add the information of the second withdrawal order person when the elderly make deposits. The advantages and rationale of this proposal are obvious. At the same time as amending the deposit withdrawal regulationsBanksIt can show care and respect for the elderly, improve the quality of service and user experience. In addition, the elderly should make a will as early as possible to protect the individualDistribution of propertyof fairness and smoothness. Through such efforts, we can create more convenience and warmth for the elderlylifeEnvironment.