Reporter Jiahe.
In the first week of the year, regulatory penalties continued unabated. According to the combing, a total of 12 bank employees have been issued bans and penalties, and many of them have been banned for life, and the problems involved are still mainly focused on credit violations. The specific details are as followsThree people in Henan's rural credit system were banned for lifeOn January 2, the Puyang Supervision Branch of the State Administration of Financial Supervision and Administration announced 10 fines against a number of banks, including the Qingfeng County Rural Credit Cooperative and Henan Qingfeng Rural Commercial Bank, and a number of bank personnel were banned for life. The Puyang Supervision Branch of the State Administration of Financial Supervision and Administration pointed out that Huang Tianzeng, then president of the Hancun Branch of Henan Qingfeng Rural Commercial Bank, was banned for life because he was responsible for the illegal acts of misappropriating loan funds. 
At the same time, Zhai Junfei, then the account manager of the business department of Henan Qingfeng Rural Commercial Bank, was responsible for the bank's illegal issuance of loans and was banned for life. Henan Qingfeng Rural Commercial Bank illegally issued loans and misappropriated loan funds, violating Article 21 and Article 46 (5) of the Banking Supervision Law of the People's Republic of China and relevant prudent business rules, and was fined a total of 600,000 yuan. In addition, the Puyang Supervision Branch of the State Administration of Financial Supervision and Administration also pointed out that Yue Zongxi, then deputy director of the Qingfeng County Rural Credit Cooperative, was banned for life because he was responsible for the illegal issuance of loans and misappropriation of loan funds. Small and medium-sized banks are still the hardest hit by penaltiesIn addition to the three banks in the Henan Rural Credit System, bank employees of the Rural Credit Cooperatives of Ning'er Hani and Yi Autonomous County were also issued with lifetime bans. On January 5, the Pu'er Supervision Branch of the State Administration of Financial Supervision pointed out that Xu Shilin, then chairman of the Rural Credit Cooperative of Ning'er Hani and Yi Autonomous County, was responsible for the illegal issuance of working capital loans to repay the borrower's loan interest and the failure to perform due diligence in the pre-loan investigation, resulting in loan losses, and was banned from business for life. 
At the same time, Xu Wei, then deputy manager of the credit department of the Rural Credit Cooperative in Ning'er Hani and Yi Autonomous County, was responsible for the loss of loans caused by his failure to perform his due diligence in loan review, and was banned from working in the banking industry for five years. In addition, two bank personnel of Chongqing Three Gorges Bank were also banned from business. Among them, Yang Yi, then the small business account manager of the Huixing Branch of Chongqing Three Gorges Bank, seriously failed to perform his duties due to the "three checks" of loans;embezzlement of client funds and a ten-year ban from working in the banking industry. Zeng Chao, then the retail account manager of the Liangjiang branch of Chongqing Three Gorges Bank, was banned from working in the banking industry for 10 years because he took advantage of his position to defraud customers of funds. On the whole, in this batch of fines, local rural commercial banks and rural credit financial institutions are still mainly the hardest hit areas by penalties. At the same time, there are also many large state-owned banks and individual joint-stock banks whose bank personnel have been banned from business. Among them, Zhu Xianbin, a former employee of Quanzhou Chendai Branch of China Minsheng Bank Co., Ltd., was banned for life;At that time, Xu Kaihui, deputy head of the asset disposal team of the Yingshan County Branch of the Agricultural Bank of China, was banned for lifeWang Sheng, the former head of the security unit of the Fenyang Rural Credit Cooperative, was banned from working in the banking industry for five years for issuing loans in violation of regulationsZhu Shijie, then a first-class salesman of the Foshan Golden Mile Blue Bay Branch of China Construction Bank, was banned from working in the banking industry for five years for forging official seals. Edit: Captain's Review: Muyu.