What is the reason for the decline of 25.17 million in the number of residents participating in medical insurance?
In recent years, the participation rate of China's resident medical insurance has continued to decline, with a cumulative decrease of 25.17 million person-times, which has aroused great attention and heated discussions from all walks of life. What are the factors that are causing the decline in the number of national health insurance?
First of all, an important factor affecting the continuous decline in China's resident medical insurance coverage rate is fiscal policy. In recent years, due to the economic downturn, many people's incomes have declined, and people's lives have become more and more stressful. In the case of high medical costs, some people have given up on insurance in order to reduce their own financial pressure, or simply lowered the level of insurance. In addition, due to the improvement of economic conditions, some residents have given up universal medical insurance and opted for commercial health insurance, resulting in a continuous decrease in the number of resident medical insurance.
Secondly, the country's health insurance coverage is decreasing, and the country's demographic composition is also changing. Due to the aging of our society, the demand for drugs has increased for some elderly people. However, some elderly people do not live in the city or work in the city, and are not eligible for basic medical insurance, which also causes their participation in the number of people to be enrolled. In addition, some young people do not participate in employee health insurance in order to seek better jobs, which is also the main reason for the decline in employee health insurance coverage.
In addition, the doubts and dissatisfaction of some people with medical insurance are also the main reasons for the decrease in the number of medical insurance. At present, the coverage of China's medical insurance is narrow, and many expensive drugs and major diseases have not been compensated, resulting in some people losing confidence in medical insurance. In addition, due to the current high level of medical insurance payment for residents in China, which has brought great economic pressure to patients, many people feel that it is better to buy a commercial health insurance. In addition, some residents have doubts about the use and management of medical insurance**, and are afraid that the medical insurance funds they pay will not be effectively used, and they have withdrawn from medical insurance. Due to the above reasons, the coverage of China's domestic medical insurance has been shrinking.
In addition, another important factor in the reduction of the coverage of China's domestic medical insurance is the poor operation and management of the system. There is a serious imbalance of health care resources in some regions of China, and the level of primary health care is low, which makes the masses have doubts about the medical insurance system. In addition, due to the complicated payment process of medical insurance, some residents have given up medical insurance due to troublesome procedures and high time costs. In addition, due to poor supervision, some areas have not verified and updated the registered insured persons, resulting in information distortion and a decrease in the number of insured persons.
Overall, China's urban and rural residents' medical insurance decreased by 25.17 million, not only due to the impact of economic factors, but also the impact of demographic changes, as well as doubts and dissatisfaction with the system, as well as problems in the operation and management of the system. In order to further improve the coverage rate of China's residents' medical insurance, it is necessary to improve the medical insurance system, expand coverage, expand compensation, strengthen infrastructure, improve the operational efficiency of health insurance, and enhance the trust and satisfaction of the masses in health insurance. Only in this way can we better meet the basic health needs of the people and achieve the goal of health care for all.