Do you have any friends who, like me, have fallen into these misunderstandings......
I am very afraid to use a credit card because I am afraid that I will forget to repay the loan or not pay it back, resulting in overdue. I thought that after the deadline, there would be problems with the credit investigation, which would affect the child's enrollment in key high schools or civil service examinations, military service and employment.
Once, there was a time when my husband's business was going to be restocked, and I suggested swiping my credit card, but my husband was so scared that he immediately put my credit card away. I asked him why he was so nervousHe told me that he learned from the Internet that he forgot to repay his credit card, which would affect the credit investigation and affect his children's education.
At that time, I was very scared because I didn't understand this. Thinking about it now, I want to laugh.
In fact, overdue is not a breach of trust, but a temporary inability to make a credit loan, it does not affect the original work and life, nor does it affect the future of children;Airplanes and high-speed trains can still sit, and the debts will be paid off later, and the credit will be slowly repaired. Therefore, when the amount of our debt cannot make ends meet, we should stop the loss in time to go ashore as soon as possible.
Why are so many people afraid?
This is because dishonesty is frightening, and it is not overdue. If the credit investigation is discredited, it will be executed to freeze deposits, income, ** and other property, as well as auction vehicles and other movable property and land, real estate and other immovable property;Freeze all your payment instruments, restrict flights, travel, highways, and restrict your own employmentAffect children's enrollment in key high schools, civil service examinations, military service, and employment.
Overdue friends, do you find yourself in any of the above situations?Definitely not. Because, you haven't reached the point of dishonesty, it's not that serious.
Today, I will give you some misunderstandings about credit information, hoping to help the babies who are in debt, and also give a response to the fans in the comment area, thank you.