RetirementlifeA new challenge for many, but especially for manual workers. This article will introduce a retired employee named Xiaogu and her husband, who are monthlyPensionIt only adds up to 4,200 yuan, but they are still able to live a satisfying lifelifeand be able to save 3,000 yuan per month. However, they also face some difficulties, such as high medical expenses and personal expenses. This article will delve into these issues and propose solutions, while also calling for retirees to focus more on saving.
My sister-in-law and uncle's biggest expenses every year areMedicalExpenses. In an environment where there is no health insurance coverage, it costs a lot of money every time you go to the hospital. Especially for the elderlyTeethThe problem is particularly prominent. My sister-in-law spent nearly 20,000 yuan this yearTeethThe problem, which gives themEconomyCaused a great burden. Although it is a money that they have to spend, it is also a reminder that people should improve their skillsDental careso as not to face a huge burden in old age.
The interaction between relatives and friends at home is retirementlifeA part that cannot be ignored. Weddings, engagements, housewarming, and having children all cost a certain amount of money. Especially the New Year's money, as an elder, it is a traditional benefit to give the children New Year's money. Over the course of a year, these expenses are also expensive, so to speakPensionOne of the biggest payouts.
Retirees like my sister-in-law live in a 200-square-meter house, and the annual heating cost is 3,600 yuan, plus 7,200 yuan for property fees, and other miscellaneous expenses, such as lighting and parking fees, which add up to a lot of expenses.
Energy-saving equipment can be purchased such as:Solar water heatersand energy-saving lamps to reduceEnergyDeplete. In addition, you can actively participate in the management and maintenance of the community, and strive to reduce the expenditure of property expenses. You can also consider buying a smaller house to reduce your heating and utility expenses.
RetirementlifeIt's not easy for many, especially in the worldEconomyAspect. Using the example of my sister-in-law and uncle, this article proposes the problems faced and the solutions. The cost of medical expenses and personal contacts isPensionThe biggest expenses need to be properly planned and controlled. In addition, heating fees and strata fees are also retirementlifeA non-negligible part of the equation can be used to reduce expenditures through energy-saving measures and active management. However, despite these difficulties, my sister-in-law and uncle were still able to save 3,000 yuan a month, which was the result of their focus on saving and planning for the future. As a retired crowd, enjoyinglifeAt the same time, you should be fully aware of the importance of saving to prepare for the future security of yourself and your family.