With the development of technology and the advent of the digital age, the traditional way of bank deposits and withdrawals is changing. Nowadays, more and more people are choosing to use bank cards or passbooks to make deposits. However, sometimes we may encounter a situation where we do not have a bank card or passbook, so how do we make a deposit?
First of all, for those who do not have a bank card or passbook, account and deposit services can be obtained in the following ways:
1.*Apply for an e-bank account. Nowadays, many banks provide the service of applying for an e-bank account, and users can apply through the ** or mobile banking client. During the application process, you will need to provide personal information and identification documents, as well as set up passwords and security questions, etc. After the application is successful, you can use the e-bank account to make a deposit.
2.Go to the bank counter to apply for an account. If you don't know how to apply or are worried about the security of your personal information, you can go directly to the bank counter to apply for an account. You need to bring your identification document and proof of address (e.g. ID card, driver's license, social security card, etc.), and fill in the relevant account opening**. The bank staff will assist you in opening an account and give you a bank card or passbook to make a deposit.
Secondly, when we have a bank account, we can make a deposit. Here are some common deposit methods:
1.Cash deposits. You can bring cash directly to the bank counter or ATM to make a deposit. It should be noted that if the deposit amount is large, it is necessary to make an appointment in advance and bring an identification document. In addition, when making a deposit at an ATM, you need to pay attention to the prompts and operation steps of the machine to avoid mistakes or unnecessary trouble.
2.Transfer Deposits. If you already have an account with another bank, you can make an inter-bank transfer deposit through online banking or mobile banking. All you need to do is enter the recipient's bank account number and name to complete the transfer. It should be noted that there is a certain fee for the transfer, which depends on the amount of the transfer and the bank's regulations.
3.Automated Deposit Machine (CDM) deposits. Most banks now have ATMs, which can be used to make deposits. Simply insert your bank card or passbook into the machine, follow the prompts to enter your password and deposit amount, and the deposit is complete. It should be noted that the ATM may swallow cards or banknotes, and if you encounter any problems, you need to contact the bank's customer service in time to deal with them.
4.Swipe your face to make a deposit. Some banks have now launched the service of face deposit, users only need to select the face deposit option on the ATM, and the system will automatically perform face recognition and verification, and the deposit operation can be carried out after successful verification. It should be noted that face deposit needs to be opened at the bank first, and ensure that the facial feature information has been entered into the system.
In short, there are many ways to deposit without a card or a passbook, and users can choose the method that suits them according to their actual situation. It should be noted that when making a deposit, you need to carefully check the amount and account information, etc., to avoid mistakes or unnecessary trouble. At the same time, it is also necessary to pay attention to the protection of personal information and account security to avoid being used by criminals.
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