Who are the highest and lowest pension recipients?
Which groups of people receive the highest pensions?In general, people who have retired from the civil service, hold senior positions at or above the department level, or retired from the military, tend to receive higher pensions. As far as I know, many of them can have pensions of more than $10,000, and some can even exceed $150,000 yuan. This treatment only includes the basic social pension insurance treatment, excluding the enterprise annuity and any other social supplementary treatment. As you can imagine, such a level of treatment is indeed very high.
In fact, many people in general, the level of pension treatment is not particularly high, because the pension is significantly lower than the salary during the period of employment, especially for retirees in public institutions, often the pension replacement rate is only about 40% to 60%, which is a relatively low level. And childcare institutions, even if the pension replacement rate is high, will not exceed 90%, so under the same conditions, many people's pension level after retirement is generally significantly lower than the salary during employment, and the pension treatment level will not be particularly high.
We often see annual salaries of millions or even tens of millions of yuan, but there is no such thing as a pension, and the highest is generally about 20,000 yuan, and few people exceed 30,000 yuan, at least I have never heard of it. According to the calculation of 20,000 yuan per month, it is about 240,000 yuan a year, which is still a big gap with the salary of millions or even tens of millions of yuan a year for in-service employees. Therefore, this is the highest level of pension for retirees, and the vast majority of people may also think that it is very high.
So, who has the lowest pension?People with lower pensions are very common, accounting for a much higher proportion of the total population than those with higher pensions. Those who participate in the old-age insurance for urban and rural residents and pay a minimum of 100 yuan or 200 yuan per year receive a relatively low level of pension for urban and rural residents, and many people receive a pension of only 100 yuan per month. Compared with the monthly pension of 20,000 yuan in my country, the difference is actually at least 100 to 200 times. So, the person with the lowest pension is low, and the person with the highest pension is also high.
It's just that the vast majority of people's pensions are in the middle of this range, so our average pension comes from this range. At present, the average pension that people who participate in the urban workers' pension insurance can receive is about 3,500 yuan, so a considerable number of people can be infinitely close to 3,500 yuan, and a small number of people can be higher than 3,500 yuan, and the vast majority of people maintain it at about 3,000 yuan, which is a relatively normal pension, although it is not very high, but of course it will not be too low, and there is no problem in maintaining your most basic life. This is a relatively normal pension, although it is not very high, but of course it will not be too low, and there is no problem in maintaining your most basic life.
Thank you for reading, talk about a little bit of pension knowledge every day, I focus on the field of social security and pension, if you like my article, you can add my attention, thank you.