Is it reasonable for farmers to ask for pensions if they are not employed or insured? Find out
Background. Rural people face many difficulties and challenges in providing for the elderly. The imperfection of the rural old-age insurance system and the weak foundation of the rural economy have made the old-age assistance for farmers an insurmountable and difficult obstacle. At the same time, due to economic difficulties, some farmers are unable to participate in rural old-age insurance according to the requirements of the system. These uninsured farmers are unable to work due to physical reasons, or because their children are in school, or because they are impoverished by disasters, or because of family changes, and they are facing greater financial difficulties. These farmers also face difficulties with their pensions, as they are not insured and cannot receive a pension even after reaching the age of 60. However, due to the change of reality and the advancement of rural poverty alleviation policies, some farmers have asked for pensions, which has triggered a series of discussions and controversies.
The situation and needs of the uninsured in rural areas.
The uninsured rural masses cannot participate in the rural pension insurance, mainly due to economic difficulties and other reasons. Due to the family's financial difficulties and inability to pay premiums, although they know the importance of pension insurance, they can only rely on pension insurance to provide for the elderly. Most of the uninsured people in rural areas live in poverty, unable to go out to work, and the land cultivated by their families cannot maintain a normal harvest. Due to the fact that their economic conditions have not improved, even after the implementation of the targeted poverty alleviation policy, they still do not actively participate in pension insurance, which in turn leads to the fact that they cannot receive pensions after the age of 60. However, as their peers began to receive pensions, these uninsured farmers also had the desire to receive pensions, and reported problems to their superiors and asked for pensions.
Are uninsured rural populations entitled to pensions?
According to the current old-age insurance measures for urban and rural residents, uninsured persons in rural areas can enjoy old-age insurance benefits even if they do not pay contributions. Although they have zero personal account balances and cannot receive pensions in their individual capacity, the basic pension is determined according to the local economic development situation and is guaranteed by the state treasury. Therefore, both insured and uninsured persons are entitled to a basic pension. The uninsured rural poor can still enjoy the basic pension although they cannot receive the pension with the balance of their personal account.
The scope of pension rights and the claims of farmers for compensation.
Rural pension rights are divided into two parts: personal account balanced pension and basic pension. The amount of personal account savings pension is determined according to individual contributions and national incentive policies, and follows the principle of determining the amount of time and payment. On the other hand, the basic pension is determined according to the local economic development, and all those who participate in the old-age insurance for urban and rural residents enjoy the same treatment. Therefore, the amount of pension is closely related to the demands of the poor, who are entitled to a basic pension although they cannot enjoy the pension with the balance of their personal account.
Personal reflections and conclusions.
Old-age care is a social problem, and the old-age problem in rural areas is particularly serious. Uninsured people in rural areas are unable to participate in the insurance due to economic difficulties and other reasons, and face great difficulties in receiving pensions. However, according to the current old-age insurance system for urban and rural residents, uninsured persons in rural areas can still enjoy basic pensions. As advocates of a fair and sustainable society, we must pay attention to the pension of the uninsured people in rural areas and provide them with reasonable pension security.