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Maybe you don't have a lot of money this year, and many people want us to introduce more simple and affordable consumer-based critical illness insurance.
Even if the function is simple and the principal is not protected, it doesn't matter, as long as the sum insured is high enough.
Ping An's consumer-based critical illness insurance launched this year——Care Term (2023)., which just meets all the above requirements.
This product is available in 6 insurance periods, with a minimum coverage of 10 years and a maximum coverage of 70 years old.
There is no return at the end of the policy, and it is a consumer insurance.
Here are the main benefits.
Care Term (2023).It's very simple, there are only two functions: critical illness and death, and there is no mild to moderate illness benefit.
120 types of critical illnesses can only be paid once, and multiple claims cannot be attached.
The sum insured will remain on death, but only the full premium paid will be refunded at the age of 18.
Critical illness and death can only be compensated for 1, and death cannot be paid after the critical illness is paid.
The above is the main guarantee content of the product, and then let's see if the price is expensive.
ThisCare Term (2023).The main thing is that it is simple and affordable, and there are a variety of insurance periods and payment periods that can be flexibly configured.
For example, buy 500,000 insurance for your newborn daughter, protect her until she is 60 years old, pay in 30 years, and only need 2,000 yuan per year.
A 30-year-old adult male buys 500,000 insurance to the age of 70, and also pays in 30 years, only 4,950 yuan per year.
If you are interested, you can immediately estimate how much you and your family will cost.
The method is very simple, **of***Wanbao information], click on the service menu [Calculate Premium], and then enter your age and gender to get it.
In addition, there are more than 140 products from 10 well-known companies**, so you can shop around and consult us.
Finally, to sum up.
Care Term (2023).It is a simple and affordable consumer-based critical illness insurance, especially suitable for friends who like high leverage or want to increase insurance in stages.
Since there are no multiple claims attached to critical illness, and there is no protection for mild to moderate illness and high incidence of critical illness in children, it is more suitable for adults.
If your child only buys one critical illness insurance, it is not recommended unless it is an additional insurance.
The price is very affordable, and there is the blessing of Ping An's service outlets all over the country, so friends who want to buy critical illness insurance in the near future should pay attention to it!
Well, that's all for today's product review.
If there is anything unclear, please comment or private message communication.
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Thank you. We'll see you next time!