With the intensification of population aging, the issue of old-age care has attracted more and more attention.
First-tier cities such as Beijing, Shanghai, and Guangzhou have attracted a large inflow of population due to better medical care, education and other resources, so the problem of pension is also more prominent.
So, how much does it cost to retire in a first-tier city?Is it possible to retire early with a deposit of 4 million?
First of all, the cost of pension in first-tier cities is relatively high. In addition to the basic expenses of food, clothing, housing and transportation, you also need to consider the expenses of medical treatment, health care, entertainment, etc.
According to some survey data, the cost of pension in first-tier cities is about 5,000 yuan to 10,000 yuan per month, or even higher. If calculated according to the monthly living cost of 8,000 yuan, it will take 960,000 yuan, if you consider some additional expenses and non-a** expenses, it may cost about 120,000 yuan a year.
So, is it possible to retire early with a deposit of 4 million?If calculated according to the above pension costs, 4 million deposits can support about 30 years of pension life, but this is only a rough estimate, and the actual pension costs will be affected by inflation, medical costs and other factors.
In addition, early retirement also needs to consider the actual situation and planning of the individual, such as whether there is enough pension, whether you need to continue working to increase your income, etc.
Therefore, although a deposit of 4 million can support a part of the retirement life, whether early retirement is feasible still needs to consider various factors.
In addition, in addition to savings, it is also necessary to consider other pension methods, such as purchasing pension insurance, investment and financial management, etc., to increase the quality of pension security.
In short, the cost of pension in first-tier cities is relatively high, and 4 million deposits can support part of the pension life, but whether early retirement is feasible still needs to consider various factors.
In order to better protect their pension life, in addition to savings, they also need to consider other pension methods. Retirement