Southeast Network December 28** (correspondent Wu Jie) "Take Chixi Village as a typical example and comprehensively accelerate the pace of poverty alleviation. An important directive has provided a new round of development opportunities for the former first village of poverty alleviation in China, and the cause of poverty alleviation and rural revitalization has made great strides, giving rise to a large amount of financial demand in Chixi Village, Fuding.
The staff of the Ningde Fuding Sub-branch of the Agricultural Bank of China popularized financial policies for the villagers at the inclusive financial service point in Chixi Village, Fuding. (Photo courtesy of Lin Meichun, Ningde Fuding Branch) Ningde Branch of Agricultural Bank of China insists on serving poverty alleviation, Combining the development of inclusive finance with the positioning of a leading bank serving rural revitalization, we will continue to increase our financial services, continue to deepen the comprehensive financial services for Chixi Village, Fuding, strengthen the party building and joint construction of the Party Committee of the Fuding Sub-branch and the general party branch of Chixi Village within the jurisdiction, formulate a comprehensive financial service plan, promote the service model of financial technology correspondents, build rural inclusive financial service points in the local area, actively explore and improve the comprehensive financial services of the Huinong demonstration sites, and continue to consolidate the achievements of poverty alleviation in eastern Fujian.
In July 2013, after graduating from university, he decided to return to his hometown to start a business, and chose to return to Chixi to make white tea to achieve self-production and self-sales, becoming the first college student in Chixi Village to return to his hometown and start a business. In 2014, he decided to build a new factory and registered Xiangyuan Tea Factory in Xiangxi Town, Fuding City (later upgraded to Chixi Tea Industry, Fuding City, Fujian Province*** Due to lack of funds, his entrepreneurial road is extremely difficult. Just when Du Ying was in trouble, he learned that the Agricultural Bank of China had a loan product called "Fast Agricultural Loan", so he went to find out, and the account manager of the Ningde Fuding Branch of the Agricultural Bank of China followed up in time, visited and investigated, and completed the loan approval and issuance as soon as possible, and issued a loan of 100,000 yuan to Du Ying's account. This loan of 100,000 yuan is of great significance to Du Ying, which is the "first pot of gold" in the early stage of his business. At the same time, we helped Du Ying's Chixi Tea Industry in Fuding City to settle in the head office for poverty alleviation, and 5 products were put on the shelves for poverty alleviation, actively helping to sell agricultural products in poor areas. "After the products were settled in the poverty alleviation of the Agricultural Bank of China, the results achieved in just a few months greatly exceeded his expectations," Du Ying said gratefully.
Today, Du Ying operates Chixi Tea Industry in Fuding City, Fujian Province, which is a private enterprise integrating production, processing and marketing. After several years of development, the company's productivity has also been greatly improved, and the sales of tea have also developed from the initial local Fuding to all parts of the country, embarking on the broad road of poverty alleviation and prosperity.
The customer manager of the Fuding Sub-branch of the Agricultural Bank of China handled the fast agricultural loan business for Du Ying at the Chixi Inclusive Financial Service Point of our bank. Chixi Village has a population of more than 1,800, and the village's agricultural industry is dominated by tea, edible fungi and orchards, with a planting area of more than 2,600 acres.
Fuding Taimufeng Farmer Planting Professional Cooperative is located in Chixi Village, a set of production, supply and marketing integration of tea enterprises, the company's legal person Yang Haiyan has more than 10 years of tea experience, in recent years due to the impact of the epidemic, tea sales have been blocked, resulting in a gap in enterprise funds, but he is not rich, he does not want to start from his father to plant the tea business in his own hands.
When she was at a loss, she learned about the loan product of the Agricultural Bank of China, "Xingcha Loan", so she went to the nearest branch of the Agricultural Bank of China for consultation. After the account manager of the outlet learned about the situation, he went to Chixi Village to provide door-to-door service, carried out field investigation, image collection, and information entry, and quickly issued her a "Xingcha loan" of 300,000 yuan.
I am very grateful to the Agricultural Bank of China for the loan of 300,000 yuan issued to me, with the support of the Agricultural Bank of China, my business can be moved, and I can keep the industry left to me by my father," Yang Haiyan said excitedly.
In order to promote the increase of farmers' income, agricultural efficiency and rural economic development in Chixi Village, and help rural revitalization, the Fuding Sub-branch of the Agricultural Bank of China has set up a "Huinong e-Loan" service team to go deep into Chixi Village, stationed at the inclusive financial service point in Chixi Village, and provide credit support for Chixi villagers through on-site office. At present, the Ningde Branch of the Agricultural Bank of China has issued loans to 144 rural households in Chixi Village, with an amount of 10.6 million yuan.
The service team of the Fuding Sub-branch of the Agricultural Bank of China went deep into the tea enterprises in Chixi Village to understand the production and operation of the enterprises, and handled the "Xingcha Loan" business at the door. Wang Qiyue, who lives in Chang'an New Street, Chixi Village, Fuding City, his father is disabled, and his mother was hospitalized due to illness this year and was unable to walk.
At this time, the Agricultural Bank of China's "fast agricultural loan" blew into Wang Qiyue's door like a spring breeze. Considering that Wang Qiyue has been engaged in white tea planting for many years, has accumulated rich planting experience, mastered mature planting technology, and has the intention of continuing to engage in the white tea planting industry, the staff of our bank suggested that he continue to develop the white tea planting industry in his hometown. The development of white tea planting industry is the first to solve the problem of funds, after learning about this situation, the Agricultural Bank of China Ningde Fuding sub-branch took the initiative to come to the door, in a timely manner for its 150,000 yuan "fast agricultural loan" business, through the support of loan funds, Wang Qiyue in Chixi Village contracted to lease a tea garden, looking at a lush tea garden, his eyes are full of confidence, full of hope for the future.
With the improvement of the family economy, Wang Qiyue's mother has also recovered from illness, looking back on the time running on the road to poverty alleviation and prosperity, Wang Qiyue said with emotion, "Thanks to the Agricultural Bank of China's 'fast agricultural loan', thanks to the Agricultural Bank of China's help and support, I can quickly get rid of poverty and gradually embark on the road to prosperity."
The customer manager team of Fuding Sub-branch of Agricultural Bank of China went deep into Chixi Village to understand the production and operation of tea farmers' white tea, and went to handle the "Huinong e-loan" business. (Photo courtesy of Lin Meichun, Ningde Fuding Branch) to build a well-off dream and get rich together. ABC Ningde Branch will continue to effectively connect the consolidation and expansion of poverty alleviation achievements with rural revitalization, further carry forward the spirit of "dripping water through stones" and the fine style of "four grassroots units", take serving the "three rural" areas as the top priority of the whole bank, continue to improve the ability and level of financial services, and take solid steps towards the construction of "a leading bank serving rural revitalization".