[**CPPCC Wuxi Municipal Committee Work Dynamics].
The number of insured enterprises has increased from more than a dozen a year to more than 2,000 a year now, and the industry coverage has expanded from the chemical industry with high risk at the beginning to 22 industries today. Yesterday, it was learned that up to now, Wuxi environmental liability insurance has accumulated more than 170,000 times, with a cumulative liability risk of 1463.4 billion yuan, with a cumulative premium income of 22.6 billion yuan, ranking first in prefecture-level cities in the country.
The leakage accident in the storage tank farm polluted the surrounding river, and the company was facing double pressure to resume production and carry out ecological restoration. The person in charge of a company in Yixing said, "Fortunately, the environmental liability insurance was insured at that time, and the insurance company paid 1 million yuan, so that the company was able to free up its energy to carry out the restoration project and put it into production as soon as possible." ”
The environmental liability insurance that benefited the company was in fact a "painful experience" after the Taihu Lake water supply crisis. In 2009, while shutting down thousands of polluting enterprises in the Taihu Lake Reserve, the city took the lead in introducing the insurance mechanism into the field of environmental pollution risk management, creating the "Wuxi model" of environmental liability insurance. At present, there are 2,387 enterprises under insurance in our city, and high-risk enterprises should be fully insured. Over the years, Wuxi has always been at the forefront of the country in terms of insurance scale, implementation efforts and system innovation.
The important role of environmental liability insurance is not only in terms of economic compensation, but more importantly, in terms of risk prevention. "We will ask a third-party environmental risk assessment expert group to 'check the pulse' free of charge before the company applies for insurance. According to Xu Sheng, the insurance company's ** business department, in addition to giving underwriting suggestions, it will also formulate rectification plans for high-risk aspects of corporate environmental pollution, so as to achieve a "double reduction" of corporate premiums and compensation risks. At present, more than 10,000 risk assessment reports have been issued, 14 categories, 118 sub-categories and more than 80,000 questions have been raised, more than 50,000 potential environmental pollution safety hazards have been investigated and rectified by enterprises, and more than 100,000 environmental safety suggestions have been given.
With the advancement of environmental liability insurance, the environmental risk management ability of insured enterprises has been significantly enhanced. This year, a printing and dyeing enterprise in Xishan District accepted the third "environmental physical examination" of the expert team, and the person in charge of the enterprise said that the first two times of insurance were rectified in a timely manner for the problems pointed out by the experts, "I didn't expect that this time not only the risk level was reduced, but the credit rating was also improved." ”
With the support of the environmental liability insurance database, the city has also developed and established a relevant cloud platform to build a three-in-one environmental risk early warning and prevention system for first-class departments, insurance companies and insured enterprises. "Through the cloud platform, high-risk areas and enterprises can be accurately targeted, and targeted hidden danger rectification reminders can be issued, which greatly improves the efficiency of environmental risk management and control. Huang Xiaodong, director of the Laws and Regulations Department of the Municipal Bureau of Ecology and Environment, said that the "Wuxi model" of environmental liability insurance has realized the closed-loop management of "first-class supervision + insurance investigation + enterprise rectification", and contributed to the "green finance" power of escorting beautiful Wuxi.
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