Another village bank was absorbed and merged and dissolved. On November 30, the State Administration of Financial Supervision and Administration issued an announcementGuangxi Rongshui Liuyin Village Bank announced its dissolution. The announcement stated that in view of the acquisition of the bank by Bank of Liuzhou, it was agreed that Guangxi Rongshui Liuyin Village Bank would be merged and dissolved, and all its business, property, creditor's rights and debts, as well as other rights and obligations would be inherited by Bank of Liuzhou in accordance with the law. 
At the same time, matters related to dissolution should be handled in strict accordance with the requirements of relevant laws and regulations. From the date of receipt of the reply, immediately stop all business activitiesThe general meeting of shareholders, the board of directors, the board of supervisors and the senior management shall immediately cease to exercise their powers, return the financial license to the Liuzhou Supervision Branch of the State Financial Supervision and Administration Bureau, make an announcement to the outside world, and go through the cancellation procedures in accordance with the law. According to public information, Guangxi Rongshui Liuyin Village Bank Co., Ltd. was established on December 25, 2010, and its registered place is located in the Renmin Road Convention and Exhibition Center, Rongshui County, Guangxi. Before the dissolution of this village bank, its major shareholder was Bank of Liuzhou, with a shareholding ratio of 856%。Bank of Liuzhou was established on March 28, 1997 and renamed as Liuzhou Commercial Bank in September 1998In June 2010, it was renamed Bank of Liuzhou. At the end of 2022, the total assets of Bank of Liuzhou were 20296.9 billion yuan. According to its official website, Bank of Liuzhou is a joint-stock commercial bank with independent legal personality initiated and established by local finance and enterprise legal persons, and is a local leading enterprise in Liuzhou City, one of the top 500 banks in the world, and one of the top 100 banks in China. According to local ** reports, on November 28, the Rongshui Branch of Liuzhou Bank was inaugurated and opened in Rongshui Miao Autonomous County. After Rongshui Liuyin Village Bank was converted into Rongshui Branch of Bank of Liuzhou, it became the 200th branch of Bank of Liuzhou. 
Nanguo Morning Post is not fully statisticalDuring the year, at least seven village and township banks announced their dissolution, and in terms of the way of dissolution, the main mode of withdrawal was the dissolution due to the absorption and merger of the main initiating bank. On November 13, the Beijing Supervision Bureau of the State Administration of Financial Supervision and Administration approved Huaxia Bank to acquire a 10% stake in Beijing Daxing Huaxia Village Bank held by each of the other two shareholders. At the same time, the reply shows that Huaxia Bank is agreed to set up Huaxia Bank Beijing Kangzhuang Road Branch and Beijing Pangezhuang Branch, and requires Huaxia Bank to supervise Beijing Daxing Huaxia Village Bank to handle the dissolution of legal entities and other related matters in accordance with regulations. Why do you want to absorb and merge through the main initiating bank and rebuild it into a branch?According to previous reports, the relevant person in charge of a rural commercial bank said that it is generally due to the difficulty in the development of some village and township banks, or due to the fact that there are losses and high risks, it will be more conducive to management to become branches. However, a small number of village and township banks have chosen to withdraw in a market-oriented manner. On July 6, the official website of the State Administration of Financial Supervision announced that Liangping Aoxin Village Bank plans to realize the market-oriented exit of village and township banks through dissolution, and has cleared all deposit and loan businesses. Although the scale of village and township banking is not large, it is the largest type of bank in China in terms of quantity. According to the data, as of the end of June 2023, the number of village and township banks in the country has reached 1,642, accounting for about 36% of the total number of banking financial institutions in the country. According to the central bank's rating, village and township banks are also one of the riskier financial institutions. As of the end of 2022, the number of high-risk institutions was 118, an increase of 15 year-on-year, accounting for 31 of all high-risk institutions4%。It is also worth noting that in August 2021, the China Judgment Document Network released the criminal verdict of Zou Xiaoxiang, the former chairman of Guangxi Rongshui Liuyin Village Bank, and Liang Xiaojun, the former president. The Liuzhou Intermediate People's Court held that Zou Xiaoxiang and Liang Xiaojun respectively accepted property from others during their tenure of office.8280,000 yuan, 13370,000 yuan (plus a Buick car), and issued a loan of 24.35 million yuan in violation of state regulations, constituting the crime of ** and the crime of issuing loans in violation of regulations. According to the court's judgment, Zou Xiaoxiang was sentenced to eight years in prison and fined 300,000 yuanLiang Xiaojun was sentenced to seven years and six months in prison and fined 300,000 yuan. ** Volkswagen **, China ** newspaper
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