Wang Wanjun: What is the special significance of credit repair for untrustworthy enterprises?
With the in-depth implementation of the joint disciplinary action system for untrustworthiness, information on the untrustworthiness of untrustworthy enterprises has been made public, and production and operation have also been subject to punitive restrictions due to untrustworthiness. Enterprises, especially untrustworthy enterprises, have begun to pay attention to the establishment of credit and attach great importance to credit restoration.
So, what is the special significance of credit repair for untrustworthy enterprises?
For untrustworthy enterprises, especially seriously untrustworthy enterprises, the timely completion of credit information restoration is of special significance and great value to improving the credit status of enterprises and getting rid of the dilemma of enterprises being restricted in their operations and development due to untrustworthiness.
After untrustworthy enterprises promptly complete credit restoration, information that has already been made public, information on the list of seriously untrustworthy entities, information on administrative punishments, other information on untrustworthiness, and other information that has a negative impact on the enterprise will be removed or terminated. At the same time, the punishment for dishonesty will be lifted.
If the dishonest enterprise does not complete the credit repair in a timely manner, on the one hand, the information that has a negative impact on the enterprise will continue to be publicized on the relevant platform**. On the other hand, some of the following punishments or restrictions imposed on the company will also continue:
First, market or industry access is restricted.
Second, the application (bidding) of financial funds is restricted.
Third, participation in the selection is restricted.
Fourth, the enjoyment of preferential policies and facilitation measures is restricted.
Fifth, it is included in the scope of key supervision.
Sixth, market-based credit reporting or rating reports may be affected.
Seventh, financing credit may be affected.
In addition, if credit information is not restored in a timely manner, the person in charge of the enterprise, the actual controller, and other relevant responsible persons may continue to be subject to restrictions and punishments in various aspects such as employment, employment, consumption, and leaving the country.
It is worth noting that although untrustworthy enterprises may hire specialized credit service agencies to provide professional services in credit restoration, because there are still some mixed problems in the credit service market, enterprises should be cautious when hiring credit service agencies to prevent being deceived. Some credit service establishments take advantage of untrustworthy enterprises' eagerness to eliminate information records of untrustworthiness, confusing the concept of credit restoration, and defrauding enterprises of money in the name of "laundering untrustworthiness" or "shoveling orders for untrustworthiness", or operating credit restoration in violation of regulations, disrupting the overall situation of the establishment of the social credit system. Because of this, the National Development and Reform Commission has organized and carried out two special governance projects since 2021 to increase the supervision of credit service institutions and crack down on swagger and fraud in the field of credit services.