Xie Yin, based in Zhengzhou, 7 years of bank personal loan experience, engaged in the financial industry after graduating from university in 2016, 7 years of experience with a team, senior analyst, operation supervisor, familiar with various banking system bugs
Before taking out a real estate mortgage, you must determine the following points, do not inquire at will, pay attention to repayment on time, and find a professional and reliable intermediary Learn more about the products of each line of real estate mortgages
[1] Do not inquire about credit at will
Basically, 99% of the loan products on the market will pay attention to the credit inquiry column, so it's okay to click on the amount of this app and the amount of the link, which may block your loan road.
[2] Pay attention to repayment on time
Don't appear current overdue, now many loans are systematic, even if it is an offline loan product, there is also its own system, many products for the current overdue are not passable, only a few products can pass, but there are 100 kinds of loan products, and everyone's qualifications are different, how can you ensure that your current overdue products can be done?So be sure to remember the repayment time.
[3] Professional and reliable intermediaries
The loan industry is mixed, and there are many routines, some of them have less upfront costs, and they add fees halfway through, and some of the loans are completed, and the service fees are collected, and they are not explained after the loan, resulting in the return of customer funds, and the previous loan is equal to doing it in vain, and the selectivity is less than a bank, so a professional and reliable intermediary is very important, which affects whether your loan is smooth and whether the loan is used with peace of mind.
[4] Learn more about the requirements of each bank
If you don't find an intermediary to handle it, if you go to the bank to apply by yourself, you must understand the bank's product requirements and rules, especially for real estate mortgages, the required information needs to be compliant, so for the customers of real estate mortgages, the customers who find the bank to do it are less than 1% of the market customers, and they are generally handled through intermediaries.
Finally, I am Wu Yue who is doing loans in Zhengzhou, I hope you don't need the loan, in case you do, I wish you to meet your lover!