To permanently close Huabei, you can follow these steps:
1.Open the Alipay app. In the upper right corner of the homepage, you can see your profile picture, click and enter"Settings"Page.
2.In"Settings"page, you can see"Account & Security"option, click Enter.
3.In"Account & Security"page, find"Huabei management"option, click Enter.
4.In"Huabei management"page, you can see"Close Huabei"option, click Enter.
5.Enter"Close Huabei"page, you'll be alerted to the risks and impacts, read them carefully, and then click on them"Close Huabei"button to confirm the action.
6.Finally, you will be asked to enter your payment password, and after entering the correct payment password, Huabei will be permanently closed.
It should be noted that after closing Huabei, you will no longer be able to use your Huabei account for payments and installments, so please make sure you have made the corresponding payment and installment arrangements before closing.
Frequently asked questions are answered as follows:
1.After closing Huabei, how to deal with the previous pending repayment amount?
After closing Huabei, your outstanding repayment amount will not disappear, and you will still need to continue to repay on time according to the original contract until it is fully repaid.
2.Can I re-open Huabei at any time?
Under normal circumstances, Huabei can be reopened after it is closed. However, whether it can be reopened may need to be decided according to your personal credit status and Alipay's relevant policies, please pay attention to the relevant tips in the Alipay app.
3.What is the impact of closing Huabei on personal credit assessment?
The closure of Huabei may have a certain impact on personal credit assessment, and the specific impact needs to be decided according to the individual's credit history, usage and other factors.
I hope the above answers can help you, if you have any other questions, please feel free to continue to ask.